Victims of the World Trade Center Terrorist Attack, September 11th

• Gordon McCannel Aamoth Jr., 32,NY, investment banker, Sandler O'Neill; Partners
• Edelmiro Abad, 54, NY, senior vice president, Fiduciary Trust
• Marie Rose Abad, 49, NY, Keefe Bruyette; Woods
• Andrew Anthony Abate, 37, NY, bond broker, Cantor Fitzgerald
• Vincent Abate, 40, NY, bond broker, Cantor Fitzgerald
• William F. Abrahamson, 58, NY, business analyst, Marsh McLennan
• Richard Anthony Aceto, 42, NY, tax specialist, Marsh McLennan
• Heinz B. Ackerman, 38, NY, AON Corp.
• Paul Andrew Acquaviva, 29, NJ, vice president of corporate development, Cantor Fitzgerald/eSpeed
• Donald L. Adams, 28,NJ, vice president of sales, Cantor Fitzgerald/eSpeed
• Shannon Lewis Adams, 25, NY, fixed income accountant, Cantor Fitzgerald
• Stephen Adams, 51, NY, assistant wine cellar master, Windows on the World
• Ignatius Adanga, 62, NY, New York State Department of Transportation
• Christy Addamo, 28, NY, accountant, Marsh McLennan
• Terrence E. Adderley Jr., 22, MI, Fred Alger Management
• Sophia B. Addo, 36, NY, housekeeping, Windows on the World
• Lee Adler, 48, NJ, computer designer, Cantor Fitzgerald
• Daniel Thomas Afflito, 32, NJ, equities trader, Cantor Fitzgerald
• Emmanuel Afuakwah, 37, NY
• Alok Agarwal, 37, NJ, Cantor Fitzgerald
• Mikul K. Agarwala, 37, NY
• David Agnes, 46, NY, Cantor Fitzgerald
• Joao A.D. Aguiar, 30, NJ, investment broker, Keefe Bruyette & Woods
• Jeremiah J. Ahearn, 74, NJ, New York State Department of Taxation Finance
• Joanne Ahladiotis, 27, NY, Cantor Fitzgerald
• Shabbir Ahmed, 45, NY, waiter, Windows on the World
• Godwin Ajala, 33, NY, security officer, Summit Security Services
• Gertrude M. Alagero, 37, NY, senior vice president private client services, Marsh & McLennan
• Andrew Alameno, 37, NJ, investment banker, Cantor Fitzgerald
• Margaret Jezycki Alario, 41, NY, global products manager, Zurich American Insurance
• Gary Albero, 39, NJ, AON Corp.
• Jon L. Albert, 46, NY, vice president of information technology, Marsh & McLennan
• Peter Alderman, 25, NY, salesman, Bloomberg Tradebook LP
• Jacquelyn D. Aldridge, 46, NY, accountant, Marsh & McLennan
• Grace Alegre-Cua, 40, NJ, Mitsui Bank
• David D. Alger, 57, NY, executive vice president and chief financial officer, Fred Alger Management
• Boutros al-Hashim, 41
• Sarah Ali, 35, Risk Waters
• Ernest Alikakos, 43, New York State Department of Taxation & Finance
• Edward L. Allegretto, 51, NJ, convertible bond broker, Cantor Fitzgerald
• Joseph Ryan Allen, 38, NY, bond broker, Cantor Fitzgerald
• Christopher Edward Allingham, 36, NJ, municipal bond broker, Cantor Fitzgerald
• Janet M. Alonso, 41, NY, e-mail analyst, Marsh & McLennan
• Anthony Alvarado, 31, NY, food service handler, Forte Food Services
• Antonio Javier Alvarez, 23, Windows on the World
• Juan Cisneros Alvarez, CA, Cantor Fitzgerald
• Telmo Alvear, 25, NY, waiter, Windows on the World
• Cesar A. Alviar, 60, NJ, Marsh & McLennan
• Tariq Amanullah, 40, NJ, assistant vice president, Fiduciary Trust
• Angelo Amaranto, 60, NY, janitorial, cleaner, ABM Industries
• Joseph Amatuccio, 41, NY, manager of operations and maintenance, Port Authority of New York/New Jersey
• Kazuhiro Anai, 42, NY, deputy manager New York branch, Nishi-Nippon Bank
• Jorge Octavio Santos Anaya, Mexico
• Joseph Anchundia, 26, NY, Sandler O'Neill & Partners
• Kermit Charles Anderson, 57, NJ, vice president and systems analyst, Marsh & McLennan
• Yvette Anderson, 53, NY, keyboard specialist, New York State Department of Taxation & Finance
• John Andreacchio, 52, NY, human resources, Fuji Bank
• Michael Rourke Andrews, 34, NY, Cantor Fitzgerald
• Jean A. Andrucki, 42, NJ, risk assessment, Port Authority of New York/New Jersey
• Siew-Nya Ang, 37, NJ, technical analyst, Marsh & McLennan
• Laura Angiletta, 23, NY, purchase and sales clerk, Cantor Fitzgerald
• Doreen J. Angrisani, 44, NY, finance manager, Marsh & McLennan
• Lorraine D. Antigua, 32, NJ, securities lending department, Cantor Fitzgerald
• Peter Paul Apollo, 26, NJ, equity trader, Cantor Fitzgerald
• Frank Thomas Aquilino, 26, NY, Cantor Fitzgerald
• Patrick Michael Aranyos, 26, bond broker, Euro Brokers
• Michael G. Arczynski, 45, NJ, senior vice president, AON Corp.
• Adam P. Arias, 37, NY, vice president of operations, Euro Brokers
• Michael J. Armstrong, 34, NY, Cantor Fitzgerald
• Jack Charles Aron, 52, NJ, Marsh & McLennan
• Joshua Todd Aron, 29, NY, Cantor Fitzgerald
• Richard A. Aronow, 48, NJ, lawyer, Port Authority of New York/New Jersey
• Japhet J. Aryee, 49, NY, New York State Department of Taxation & Finance
• Michael A. Asciak, 47, NJ, Carr Futures
• Michael E. Asher, 53, NY, Cantor Fitzgerald
• Janice M. Ashley, 25, NY, Fred Alger Management, Inc.
• Thomas J. Ashton, 21, NY, electrician, Denino Electric
• Manuel O. Asitimbay, 36, NY, cook, Windows on the World
• Debbie S. Atlas-Bellows, 30, NJ, Cantor Fitzgerald
• James Audiffred, 38, NY, janitorial, elevator starter, ABM Industries
• Frank Louis Aversano Jr., 58, NJ, director of operations support, risk services, AON Corp.
• Samuel Ayala, Windows on the World
• Sandy Ayala, 36, NY
• Arlene T. Babakitis, 47, NJ, Port Authority of New York/New Jersey
• Eustace (Rudy) Bacchus, 48, NJ, independent trader, New York Stock Exchange
• John Badagliacca, 35, NY, bond salesman, Cantor Fitzgerald
• Jane Ellen Baeszler, 43, NY, broker, Cantor Fitzgerald
• Robert John Baierwalter, 44, NY, FM Global
• Andrew J. Bailey, 29, NY, consultant, Marsh & McLennan
• Brett T. Bailey, 28, NJ, options broker, Euro Brokers
• Tatyana Bakalinskaya, 43, NY
• Michael S. Baksh, 36, NJ, private client services group, Marsh & McLennan
• Julio Minto Balanca
• Sharon Balkorn, 43, NY, computer systems manager, Marsh & McLennan
• Michael Andrew Bane, 33, PA, vice president for casualty claims, Marsh & McLennan
• Walter Baran, Fiduciary Trust
• Paul V. Barbaro, 35, NJ, computer systems software consultant, Cantor Fitzgerald/eSpeed
• James W. Barbello, 53, NY, property manger, Port Authority of New York/New Jersey
• Ivan Kiryllos Fairbanks Barbosa, 30, NJ, Cantor Fitzgerald
• Victor Daniel Barbosa, 23, NY, maintenance, Windows on the World
• Colleen Ann Barkow, 26, NJ, facilities project manager, Cantor Fitzgerald
• David Michael Barkway, 34, Canada, managing director, BMO Nesbitt Burns
• Sheila Barnes, 55, NY, AON Corp.
• Evan J. Baron, 38, NJ, energy futures specialist, Carr Futures
• Renee Barrett-Arjune, 41, Cantor Fitzgerald
• Diane Barry, 60, NY, administrative assistant, AON Corp.
• Scott D. Bart, 28, NY, Marsh & McLennan
• Carlton W. Bartels, 44, NY, broker, Cantor Fitzgerald
• Guy Barzvi, 29, NY, Cantor Fitzgerald
• Inna Basina, 43, NY, Cantor Fitzgerald
• Alysia C. Basmajian, 23, NJ, accountant, Cantor Fitzgerald
• Kenneth W. Basnicki, 49, Canada, senior manager, BEA Systems Inc.
• Paul James Battaglia, 22, NY, consultant, Marsh & McLennan
• W. David Bauer, 45, NJ, head of global sales, Cantor Fitzgerald/eSpeed
• Ivhan Luis Carpio Bautista, 24, NY, cook, Windows on the World
• Marilyn C. Bautista, 46, NJ, accounts payable, Marsh & McLennan
• Jasper Baxter, 46, PA, consultant career services, Lee Hecht Harrison
• Michele Du Berry Beale, 37, Britain, director of conferences, Risk Waters Group
• Paul F. Beatini, 40, NJ, Allendale Insurance
• Jane S. Beatty, 53, NJ, Marsh & McLennan
• Larry I. Beck, 38, NY, mailroom clerk, Cantor Fitzgerald
• Manette Marie Beckles, 43, NJ, account processor, Fiduciary Trust
• Michael Beekman, 39, NY, head trade clerk, LaBranche
• Maria A. Behr, 41, NJ, securities trader, Cantor Fitzgerald
• Yelena Belilovsky, 38, NY, Fred Alger Management
• Nina Patricia Bell, 39, NY, senior manager, Marsh & McLennan
• Andrea Bernice Della Bella, 59, NJ, AON Corp.
• Paul Benedetti, 32, assistant director, AON Corp.
• Denise Lenore Benedetto, 40, NY, executive assistant, AON Corp.
• Domingo Benilda, 37, NY
• Bryan Craig Bennett, 25, NY, Cantor Fitzgerald
• Eric Bennett, 29, NY, area vice president, Alliance Consulting Group
• Oliver Bennett, 29, staff writer, Risk Magazine, Risk Waters Group
• Margaret L. Benson, 52, NY, human resources, Port Authority of New York/New Jersey
• Dominick J. Berardi, 25, NY, Cantor Fitzgerald
• James Patrick Berger, 44, PA, senior vice president, AON Corp.
• Steven Howard Berger, 45, NJ, New York State Department of Taxation & Finance
• Alvin Bergsohn, 48, NY, Cantor Fitzgerald
• Daniel Bergstein, 38, NJ, board secretary, Port Authority of New York/New Jersey
• Donna Bernaerts-Kearns, 44, NJ, analyst, Accenture
• William Bernstein, 44, NY, Cantor Fitzgerald
• David M. Berray, 39, NY, vice president, MoneyLine
• David S. Berry, 43, NY, senior vice president and director of research, Keefe Bruyette & Woods
• Joseph J. Berry, 55, NJ, chairman and CEO, Keefe Bruyette & Woods
• William Reed Bethke, 36, NJ, computer programmer, Marsh & McLennan
• Timothy D. Betterly, 42, NJ, Cantor Fitzgerald
• Edward F. Beyea, 42, NY
• Anil T. Bharvaney, 41, NJ, senior vice president of equities trading and technology, Reuters Group/Instinet
• Bella Bhukan, 24, NJ, human resources, Cantor Fitzgerald
• Shimmy D. Biegeleisen, 42, NY, vice president, Fiduciary Trust
• William Biggart, 54, NY, photographer
• Ralph Bijoux
• Gary Bird, 51, AZ, senior vice president, Marsh & McLennan
• Joshua David Birnbaum, 24, NY, assistant bond trader, Cantor Fitzgerald
• George John Bishop, 52, NY, vice president, AON Corp.
• Jeffrey D. Bittner, 27, NY, research analyst, Keefe Bruyette & Woods
• Balewa Albert Blackman, 26, NY, junior accountant, Cantor Fitzgerald
• Susan Leigh Blair, 35, NJ, insurance executive, AON Corp.
• Harry Blanding, 38, PA, claims analyst, AON Corp.
• Craig Michael Blass, 27, NY, trader, Cantor Fitzgerald
• Rita Blau, 52, NY, switchboard operator, Fiduciary Trust
• Richard M. Blood, 38, NJ, insurance broker, AON Corp.
• Michael A. Boccardi, 30, NY, senior vice president of institutional relations, Fred Alger Management
• John Paul Bocchi, 38, NJ, managing director of interest rate options, Cantor Fitzgerald
• Susan M. Bochino, 36, NY, client specialist, AON Corp.
• Bruce (Chappy) Boehm, 49, NY, broker, Cantor Fitzgerald
• Mary Katherine Boffa, 45, NY, vice president of purchasing, Marsh & McLennan
• Nicholas A. Bogdan, 34, NJ, computer technician, Marsh & McLennan
• Darren C. Bohan, 34, temporary employee, AON Corp.
• Lawrence F. Boisseau, 36, NJ, fire safety director, OCS Security
• Vincent M. Boland Jr., 25, NJ, business analyst, Marsh & McLennan
• Alan Bondarenko, 54, NJ, civil engineer, Washington Group International
• Andre Bonheur, 40, NY, financial analyst, Citibank
• Colin Arthur Bonnett, 39, NY, telecommunications programmer, Marsh & McLennan
• Yvonne L. Bonomo, 30, NY, confirmed travel booker, American Express Co.
• Sean Booker, 35, NJ, account associate, Xerox Corp.
• Juan Jose Borda Leyva, 59, NY
• Sherry Ann Bordeaux, 38, NJ, Fiduciary Trust
• Krystine C. Bordenabe, 33, NJ, sales assistant, Keefe Bruyette & Woods
• Martin Michael Boryczewski, 29, NJ, Cantor Fitzgerald
• Richard E. Bosco, 34, NY, banker, Citibank
• John Howard Boulton Jr., 29, NJ, Euro Brokers
• Francisco Bourdier, 40, NY, security guard, Deutsche Bank
• Thomas H. Bowden Jr., 36, NJ, equities trader, Cantor Fitzgerald
• Kimberly S. Bowers, 31, NY, administrative staff, Cantor Fitzgerald/eSpeed
• Veronique Nicole Bowers, 28, NY, credit collections manager, Windows on the World
• Larry Bowman, 46, NY, security officer, Summit Security Services
• Shawn Edward Bowman Jr., 28, NY, human resources information specialist, Cantor Fitzgerald
• Kevin L. Bowser, 45, PA, computer trainer, Marsh & McLennan
• Gennady Boyarsky, 34, travel agent, American Express Co.
• Pamela Boyce, 43, NY, assistant vice president of accounting, Carr Futures
• Alfred J. Braca, 54, NJ, bond broker, Cantor Fitzgerald/eSpeed
• Sandra Conaty Brace, 60, NY
• David B. Brady, 41, NJ, financial advisor, Merrill Lynch & Co.
• Alexander Braginsky, 38, CT, foreign exchange products manager, Reuters Group
• Nicholas Brandemarti, 21, NJ, equity researcher, Keefe Bruyette & Woods
• Michelle Renee Bratton, 23, NY, Cantor Fitzgerald
• Patrice Braut, Marsh & McLennan
• Lydia Estello Bravo, 50, NJ, registered nurse, Marsh & McLennan
• Ronald Michael Breitweiser, 39, NJ, senior vice president, Fiduciary Trust
• Edward A. Brennan III, 37, NJ, Cantor Fitzgerald
• Frank H. Brennan, 50, NY, senior vice president and limited partner, Cantor Fitzgerald
• Tom Brennan, 32, NY, investment banker, Sandler O'Neill & Partners
• Gary L. Bright, 36, NJ, insurance analyst, AON Corp.
• Jonathan Briley, 43, audio engineer, Windows on the World
• Mark A. Brisman, 34, NJ, associate, Harris Beach & Wilcox
• Paul Bristow, 27, conferences producer, Risk Waters Group
• Victoria Alvarez Brito, 38, NY, Marsh & McLennan
• Mark Francis Broderick, 42, NJ, accountant, Cantor Fitzgerald
• Herman C. Broghammer, 58, NY, senior vice president, AON Corp.
• Keith E. Broomfield, 49, NY, mechanical technician, Advent Corp.
• Janice J. Brown, 35, NY, accountant, Marsh & McLennan
• Lloyd Brown, 28, NY, compliance officer for institutional equities, Cantor Fitzgerald
• Mark Bruce, 40, NJ, Sandler O'Neill & Partners
• Richard Bruehert, 38, NY, Marsh & McLennan
• Brandon J. Buchanan, 24, NY, Cantor Fitzgerald
• Dennis Buckley, 38, NJ, bond broker, Cantor Fitzgerald
• Nancy Bueche, 43, NY, AON Corp.
• Patrick Joseph Buhse, 36, NJ, bond trader, Cantor Fitzgerald
• John E. Bulaga Jr., 35, NJ, network engineer, Cantor Fitzgerald/eSpeed
• Stephen Bunin, 45, Cantor Fitzgerald
• Matthew J. Burke, 28, NY, assistant equities trader, Cantor Fitzgerald
• Thomas Daniel Burke, 38, NY, managing director, Cantor Fitzgerald
• Kathleen A. Burns, 49, NY, vice president office automation, Fiduciary Trust
• Keith James Burns, 39, NJ, Cantor Fitzgerald
• Irino Buslo, 32, NY
• Milton Bustillo, 37, NY, computer network operator, Cantor Fitzgerald
• Peter Butterworth, 48, England, insurance assessor
• Timothy G. Byrne, 36, NY, investment banker, Sandler O'Neill & Partners
• Jesus K. Cabezas, 66, NY, cook, Windows on the World
• Lillian Caceres, 48, NY, technology administrator, Marsh & McLennan
• Brian Joseph Cachia, 26, NY, Cantor Fitzgerald
• Steven Cafiero, 31, NY, client specialist, AON Corp.
• Richard M. Caggiano, 25, NY, Cantor Fitzgerald
• Cecile M. Caguicla, 55, NJ, assistant vice president of finance, Marsh & McLennan
• Michael John Cahill, 37, NY, senior claims attorney, Marsh & McLennan
• Scott W. Cahill, 30, NJ, municipal bond broker, Cantor Fitzgerald
• Thomas J. Cahill, 36, NJ, securities trader, Cantor Fitzgerald
• Joseph Calandrillo, 49, PA, Risk Solutions International
• Paul V. Calcagno, 57, NY
• Edward Calderon, 43, NJ, security guard, Port Authority of New York/New Jersey
• Kenneth Caldwell, 30, NY, senior account manager, Alliance Consulting
• Dominick E. Calia, 40, NJ, bond broker, Cantor Fitzgerald
• Felix Calixte, 39, NY, air conditioner repairman, BP Air Conditioning
• Luigi Calvi, 34, NJ, bond trader, Cantor Fitzgerald
• Roko Camaj, 60, NY, window washer, ABM Industries
• David Otey Campbell, 51, NJ, senior vice president of equity sales, Keefe Bruyette & Woods
• Geoffrey Thomas Campbell, 31, NJ, Reuters
• Jill Marie Campbell, 31, NY
• Robert Arthur Campbell, 25, NY, construction worker
• Sandra Patricia Campbell, 45, NY, computer programmer, Cantor Fitzgerald
• Juan Ortega Campos. 32, NY, Keefe Bruyette & Woods
• Sean Canavan, 39, NY, carpenter
• John A. Candela, 42, NJ, Cantor Fitzgerald
• Vincent Cangelosi, 30, NY, bond broker, Cantor Fitzgerald
• Stephen J. Cangialosi, 40, NJ, bond broker, Cantor Fitzgerald
• Lisa B. Cannava, 30, NY, supervisor, Carr Futures
• Barbara Cantarino-Habib, Marsh & McLennan
• Michael R. Canty, 30, NY, broker, Carr Futures
• Louis A. Caporicci, 35, NY, vice president, Cantor Fitzgerald
• Jonathan N. Cappello, 23, NY, Cantor Fitzgerald
• James Christopher Cappers, 33, NY, assistant vice president, Marsh & McLennan
• Richard M. Caproni, 34, NY, senior accounting specialist, Marsh & McLennan
• Jose Cardona, 32, NY, clerk, Carr Futures
• Edward Carlino, 46, NY, Marsh & McLennan
• David Carlone, 46, NJ, insurance agent, FM Global
• Rosemarie C. Carlson, 40, NY
• Mark Stephen Carney, 41, NJ, recruiter, Association of Independent Recruiters
• Joyce Ann Carpeneto, 40, NY, call records management assistant, General Telecom
• Jeremy M. Carrington, 34, NY, trader, Cantor Fitzgerald
• James J. Carson, 32, NY, Cantor Fitzgerald
• Christopher Newton Carter, 52, NJ, associate director in charge of information technology, Sandler O'Neill & Partners
• James Marcel Cartier, 26, NY, electrician,  AON Corp.
• Joel Cartridge
• Vivian Casalduc, 45, NY, microfiche clerk,  Empire Blue Cross & Blue Shield
• John F. Casazza, 38, NJ, Cantor Fitzgerald
• Paul R. Cascio, 23, NY, Euro Brokers
• Kathleen Hunt Casey, 43, NJ, employee on equity trading desk, Sandler O'Neill & Partners
• Margarito Casillas, Mexico
• William Oscar Caspar, 57, NJ, data processing specialist, Marsh & McLennan
• Alejandro Castano, 35, NJ, delivery man, Empire Distribution
• Arcelia Castillo, 49, NJ, junior accountant, Marsh & McLennan
• German Castillo-Galicia, Mexico
• Leonard M. Castrianno, 30, NY, broker, Cantor Fitzgerald
• Jose Raymond Castro, 37, NY, food service handler, Forte Food Service
• Richard G. Catarelli, 47, NY
• Christopher Sean Caton, 34, NY, bond broker, Cantor Fitzgerald
• Robert J. Caulfield, 49, NY, electrician, Denino Electric
• Mary Teresa Caulfield, 58, NY
• Judson Cavalier, 26, NY, investment banker, Sandler O'Neill & Partners
• Jason D. Cayne, 33, NJ, municipal bond broker and partner, Cantor Fitzgerald
• Juan Armando Ceballos, 47, NY, mail carrier
• Marcia G. Cecil-Carter, 34, NY, Carr Futures
• Jason Cefalu, 30, NY, Cantor Fitzgerald
• Thomas J. Celic, 43, NY, senior vice president, Marsh & McLennan
• Ana M. Centeno, 38, NJ, accountant, Marsh & McLennan
• Jeffrey M. Chairnoff, 35, NJ, Sandler O'Neill & Partners
• Swarna Chalasani, 33, NJ, Fiduciary Trust
• William Chalkoff, 41, NY, consultant, Marsh & McLennan
• Eli Chalouh, 23, NY, New York State Department of Taxation & Finance
• Valerie Chambers, Morgan Stanley Dean Witter & Co.
• Charles (Chip) Chan, 23, NY, currency broker, Cantor Fitzgerald
• Mandy Chang, 40, NY, First Commercial Bank
• Mark L. Charette, 38, NJ, senior vice president, Marsh & McLennan
• Gregorio Manuel Chavez, 48, NY, Windows on the World
• Pedro Francisco Checo, 35, Fiduciary Trust
• Douglas MacMillan Cherry, 38, NJ, vice president of professional services group, AON Corp.
• Stephen Patrick Cherry, 41, CT, partner, Cantor Fitzgerald
• Nestor Chevalier, 30, NY, Cantor Fitzgerald
• Swede Joseph Chevalier, 26, NJ, equities trader, Cantor Fitzgerald
• Alexander H. Chiang, 51, NY, Marsh & McLennan
• Dorothy J. Chiarchiaro, 61, NJ, Fred Alger Management
• Luis Alfonso Chimbo, 39, NY, receiving attendant, Windows on the World
• Robert Chin, 33, NY, account associate, Xerox Corp.
• Eddie (Wing Wai) Ching, 29, NJ
• Peter A. Chirchirillo, 47, PA, Marsh & McLennan
• Catherine E. Chirls, 47, NJ, broker, Cantor Fitzgerald/eSpeed
• Kyung (Kaccy) Cho, 30, NJ, Marsh & McLennan
• Abdul K. Chowdhury, 30, NY, senior assistant analyst, Cantor Fitzgerald
• Mohammed Salahuddin Chowdhury, 38, waiter, Windows on the World
• Kirsten L. Christophe, 39, NJ, vice president of risk services, AON Corp.
• Pamela Chu, 31, NY, Cantor Fitzgerald
• Grace Alegre Chua, Mitsui Bank
• Steven Paul Chucknick, 44, NJ, vice president communications and facilities,  Euro Brokers
• Wai-Ching Chung, 36, NY, division vice president, PaineWebber
• Christopher Ciafardini, 30, NY, vice president and financial analyst, Fred Alger Management
• Alex F. Ciccone, 38, NY, assistant vice president, Marsh & McLennan
• Frances Ann Cilente, 26, NY, administrative assistant, Cantor Fitzgerald
• Elaine Cillo, 40, NY, vice president, Marsh & McLennan
• Edna Cintron, 46, NY, Marsh  McLennan Cos.
• Nestor Andre Cintron II, 26, NY, broker, Cantor Fitzgerald
• Juan Cisneros, Cantor Fitzgerald
• Benjamin Keefe Clark, 39, NY, Sodexho Marriott Services
• Eugene Clark, 47, NY, AON Corp.
• Gregory A. Clark, 40, NJ, computer technician, Cantor Fitzgerald
• Mannie Leroy Clark, 54, NY
• Thomas R. Clark, 37, NJ, Sandler O'Neill & Partners
• Christopher Robert Clarke, 34, PA, trader, Sandler O'Neill & Partners
• Donna Clarke, 39, NY, Marsh & McLennan
• Suria R. E. Clarke 30, NY, Cantor Fitzgerald
• Kevin Francis Cleary, 38, broker, Euro Brokers
• Jim Cleere, 55, IA, assistant vice president of telecommunications, Marsh & McLennan/Seabury & Smith Co. of West Iowa
• Geoffrey W. Cloud, 36, CT, lawyer, Cantor Fitzgerald
• Susan M. Clyne, 42, NJ, Marsh & McLennan
• Jeffrey Coale, 31, PA, assistant wine master, Windows on the World
• Patricia A. Cody, 46, NJ, Marsh & McLennan/Marsh Insurance
• Daniel Michael Coffey, 54, NY, senior vice president, Marsh & McLennan/Guy Carpenter
• Jason Matthew Coffey, 25, NY, accountant, Marsh & McLennan
• Florence Cohen, 62, NY, secretary, New York State Department of Taxation & Finance
• Kevin Sanford Cohen, 28, NJ, desktop support person, Cantor Fitzgerald/eSpeed
• Anthony Joseph Coladonato, 48, NY, vice president, Cantor Fitzgerald
• Mark J. Colaio, 34, NY, senior managing director, Cantor Fitzgerald
• Stephen J. Colaio, 32, NY, senior managing director, Cantor Fitzgerald
• Christopher M. Colasanti, 33, NJ, bond broker, Cantor Fitzgerald
• Kevin N. Colbert, 25, NY, Keefe Bruyette & Woods
• Michael Paris Colbert, 39, NJ, Cantor Fitzgerald
• Keith Eugene Coleman, 34, NJ, senior vice president and partner, Cantor Fitzgerald
• Scott Thomas Coleman, 31, NY, Cantor Fitzgerald
• Robert D. Colin, 49, NY, AON Corp.
• Robert J. Coll, Jr., 35, NJ, senior vice president of financial markets, Euro Brokers
• Jean Marie Collin, 42, risk manager, Pfizer Inc.
• Michael L. Collins, 38, NJ, Cantor Fitzgerald
• Thomas J. Collins, 36, NY, managing director, Sandler O'Neill & Partners
• Joseph Collison, Kidder Peabody - Paine Webber
• Patricia Marie Colodner, 39, NY, secretary, Marsh & McLennan
• Linda M. Colon, 46, NJ, Marsh & McLennan
• Soledi E. Colon, 39, NY, AON Corp.
• Ronald Comer, 56, NY, insurance executive, Marsh & McLennan
• Jaime Concepcion, 46, NY, Windows on the World
• Albert Conde, 62, NJ, insurance underwriter, AGI
• Robert Condon, Chan HWA Bank
• Denease Conley, 44, NY, Summit Security Services
• Susan Clancy Conlon, 41, NY, supervisor, Bank of America
• Margaret Mary Conner, 57, NY, Cantor Fitzgerald
• Cynthia L. Connolly, 40, NJ
• John E. Connolly, 46, NJ, assistant vice president, Euro Brokers
• James Lee Connor, 38, NJ, partner, Sandler O'Neill & Partners
• Jonathan (J. C.) Connors, 55, NY, senior vice president, Cantor Fitzgerald
• Kevin P. Connors, 55, CT, senior vice president, Euro Brokers
• Kevin Francis Conroy, 47, NY, vice president corporate accounting, Marsh & McLennan
• Brenda E. Conway, 40, NY, Marsh & McLennan
• Dennis Michael Cook, 33, NJ, assistant trader, Cantor Fitzgerald
• Helen D. Cook, 24, customer service account representative, General Telecom
• James L. Cooper, 46, NJ
• John A. Cooper, 40, NJ, account manager, SunGard Trading Systems
• Joseph J. Coppo Jr., 47, CT, municipal bond trader, Cantor Fitzgerald
• Gerard J. Coppola, 46, NJ, broadcast engineer, WNET-TV
• Joseph A. Corbett, 28, NY, Cantor Fitzgerald
• Alejandro Cordero, Marsh & McLennan
• David Vargas Cordoba, manager, T&T
• Daniel A. Correa-Gutierrez, 25, NJ, Marsh & McLennan
• James Corrigan, 60, NY, staff, Silverstein Properties
• Carlos Cortes, 57, NY, Washington Group International
• Adianes Cortes-Oyola, Fuji Bank
• Kevin M. Cosgrove, 46, NY, claims vice president, AON Corp.
• Dolores Marie Costa, 53, NJ, vice president, Fred Alger Management
• Digna Alexandra Rivera Costanza, 25, NY, Marsh & McLennan
• Charles G. Costello Jr., 46, NJ, elevator technician, Thyssen Kropp
• Michael Costello, NY, Cantor Fitzgerald
• Conrod K. H. Cottoy, 51, NY, Carr Futures
• Martin Coughlan, 54, Ireland, carpenter
• Timothy John Coughlin, 42, NY, senior managing director, Cantor Fitzgerald
• James E. Cove, 48, NY, AON Corp.
• Andre Cox, 29, NY, food service handler, Forte Food Service
• Frederick John Cox Jr., 27, NY, investment banker, Sandler O'Neill & Partners
• Michael Coyle-Eulau, 38, NY, systems analyst/management consultant, Marsh & McLennan
• Christopher S. Cramer, 34, NJ, assistant vice president of tax department, Fiduciary Trust
• Anne Martino Cramer, 47, NY, tax specialist, Fiduciary Trust
• Denise Crant, 46, NJ
• James L. Crawford Jr., 33, NJ, trader, Cantor Fitzgerald
• Joanne Cregan, 32, NY, Cantor Fitzgerald
• Lucia Crifasi, 51, NY, American Express
• Daniel Crisman, 25, NY, Marsh & McLennan
• Helen Crossin-Kittle, 34, NY, networking specialist, Cantor Fitzgerald
• Kevin Raymond Crotty, 43, NJ, managing director, Sandler O'Neill & Partners
• Thomas G. Crotty, 42, NY, bond trader, Sandler O'Neill & Partners
• John R. Crowe, 57, NJ, AON Corp.
• Welles Remy Crowther, 24, NY, equities trader, Sandler O'Neill & Partners
• Robert L. Cruikshank, 64, NY, executive vice president, Carr Futures
• John Robert Cruz, 32, NJ, Cantor Fitzgerald
• Francisco Cruz Sr., 47, NJ, Summit Security Services
• Grace Cua, 40, Chuo Mitsui Trust & Banking
• Kenneth John Cubas, 48, NY, vice president, Fiduciary Trust
• Richard Joseph Cudina, 46, NJ, bond broker, Cantor Fitzgerald
• Neil James Cudmore, 38, NY, sales director Waters magazine, Risk Waters Group
• Joan McConnell Cullinan, 47, NY, assistant to the president, Cantor Fitzgerald
• Joyce Cummings, 65
• Brian Thomas Cummins, 38, NJ, Cantor Fitzgerald
• Nilton Albuquerque Fernao Cunha, 41
• Michael J. Cunningham, 39, NJ, securities broker, Euro Brokers
• Laurence Curia, 41, NY, broker, Cantor Fitzgerald
• Paul Curioli, 51, CT, vice president, FM Global
• Beverly Curry, 41, NY, operations manager, Cantor Fitzgerald
• Gavin Curtin, 48, NJ, Cantor Fitzgerald
• Gavin Cushny, 47, NJ, computer consultant, Cantor Fitzgerald
• Vincent G. D'Amadeo, 36, NY, Cantor Fitzgerald
• Jack L. D'Ambrosi Jr., 45, NJ, vice president of operations, Cantor Fitzgerald
• Mary D'Antonio, 55, NY, Marsh & McLennan
• Manuel Da Mota, 43, NY, millwork foreman, Bronx Builders
• Caleb A. Dack, 39, NJ, vice president and director of global sales and alliances, Encompys
• Carlos S. DaCosta, 41, NJ, assistant general manager of building services, Port Authority of New York/New Jersey
• Thomas A. Damaskinos, 33, NJ, vice president for operations, Cantor Fitzgerald
• Jeannine Marie Damiani-Jones, 28, NJ, bond broker, Cantor Fitzgerald
• Patrick W. Danahy, 35, NY, portfolio manager, Fiduciary Trust
• Dwight Donald Darcy, 55, NY, senior attorney, Port Authority of New York/New Jersey
• Elizabeth Ann Darling, 28, NJ, business analyst, Marsh & McLennan
• Mellisa Darmis, intern, Morgan Stanley Dean Witter & Co.
• Annette Andrea Dataram, 25, NY, accountant, Windows on the World
• Lawrence Davidson, 51, NJ, broker, AON Corp.
• Michael Allen Davidson, 27, NJ, equity options sales trader, Cantor Fitzgerald
• Niurka Davila, 47, NY, Port Authority of New York/New Jersey
• Wayne T. Davis, 29, MD, senior sales engineer, Callixa
• Calvin Dawson, 46, NY, Euro Brokers
• Anthony Richard Dawson, 32, England
• Jayceryll M. de Chavez, 24, NJ, portfolio analyst, Fiduciary Trust
• Emerita De La Pena, 32, NY, administrative assistant, Fiduciary Trust
• Azucena de la Torre, 50, NY, Cantor Fitzgerald
• Cristine de Laura
• Oscar de Laura
• Frank A. De Martini, 49, NY, construction manager, Port Authority of New York/New Jersey
• Melanie de Vere, 30, Britain, Risk Waters Group
• William T. Dean, 35, NY, Marsh & McLennan
• Robert J. DeAngelis, 48, NY, purchasing manager, Washington Group International
• Tara Debek, 35, NY, assistant vice president, Marsh & McLennan
• Anna Debin, 30, NY, Cantor Fitzgerald
• James V. DeBlase, 45, NJ, bond broker, Cantor Fitzgerald
• Paul DeCola, 39, NY, Cantor Fitzgerald
• Simon Dedvukaj, 26, NY, janitorial foreman, ABM Industries
• Jason Defazio, 29, NY, bond broker, Cantor Fitzgerald
• David A. Defeo, 37, NY, Sandler O'Neill & Partners
• Jennifer DeJesus, 23, NY, data entry, Morgan Stanley Dean Witter & Co.
• Monique E. DeJesus, 28, NY, Cantor Fitzgerald
• Nerieda DeJesus, 30, NY, AON Corp.
• Donald A. Delapenha, 37, NJ, Keefe Bruyette & Woods
• Vito Delio, 41, NY, engineering, tenant man, ABM Industries
• Danielle Delie, 47, NY
• Andrea Dellabella, 59, NJ, AON Corp.
• Colleen Ann Deloughery, 41, NJ, reinsurance specialist, AON Corp.
• Anthony Demas, 61, NY, AON Corp.
• Francis X. Deming, 47, NJ, practice director, Oracle Corp.
• Carol K. Demitz, 49, NY, senior vice president, chief corporate counsel and secretary, Fiduciary Trust
• Kevin Dennis, 43, NJ, Cantor Fitzgerald
• Thomas F. Dennis, 37, NJ, Cantor Fitzgerald
• Jean C. DePalma, 42, NJ, vice president of C.A.P.S. division, Marsh & McLennan
• Jose Nicholas Depena, 42, NY
• Robert Deraney, 43, NY, financial consultant
• Michael DeRienzo, 37, NJ, broker, Cantor Fitzgerald
• Jemal DeSantis, 29, Cantor Fitzgerald
• Jaceryll M. Deschavez, 24, NJ
• Christian D. DeSimone, 23, NJ, accountant, Marsh & McLennan
• Edward DeSimone III, 36, NJ, vice president, Cantor Fitzgerald
• Michael J. Desposito, 32, NJ, independent computer programmer
• Cindy Ann Deuel, 28, NY, executive assistant, Carr Futures
• Jerry DeVito, 66, NY, Fred Alger Management
• Robert P. Devitt Jr., 36, NJ, project manager, Cantor Fitzgerald
• Simon Dhanani, 63, NY, vice president, AON Corp.
• Michael L. Diagostino, 41, NY, Cantor Fitzgerald
• Lourdes Galleti Diaz, 32, secretary
• Matthew Diaz, 33, NY, carpenter
• Nancy Diaz, 28, NY, kitchen assistant, Windows on the World
• Obdulio Ruiz Diaz, 44, NY, Bronx Builders
• Michael Diaz-Piedra III, 49
• Judith Berquis Diaz-Sierra, 32, NY, administrative assistant, Fiduciary Trust
• Patricia F. DiChiaro, 63, NY, Marsh & McLennan
• Joseph D. Dickey Jr., 50, NY, managing director, Cantor Fitzgerald
• Lawrence Patrick Dickinson, 35, NJ, broker, Harvey Young Yurman Inc.
• Michael D. Diehl, 48, NJ, vice president, Fiduciary Trust
• John DiFato, 39, NY, securities controller, Cantor Fitzgerald
• Vincent F. DiFazio, 43, NJ, Cantor Fitzgerald
• Carl DiFranco, 27, NY, assistant vice president, Marsh & McLennan
• Donald J. DiFranco, 43, NY, broadcast engineer, WABC-TV
• Carl DiFranco, 27, NY, assistant vice president, Marsh & McLennan
• Alexandra Costanza Digna, 25, NY
• Debra Ann DiMartino, 36, NY, assistant trader, Keefe Bruyette & Woods
• Stephen P. Dimino, 48, NJ, partner, Cantor Fitzgerald
• William J. Dimmling, 47, NY, senior vice president financial systems, Marsh & McLennan
• Christopher Dincuff, 31, NJ, commodities trader, Carr Futures
• Jeffrey Mark Dingle, 32, NY, sales executive, Encompys
• Anthony DiOnisio, 38, NJ, vice president of operations, Cantor Fitzgerald
• Douglas F. DiStefano, 24, NJ, Cantor Fitzgerald
• Joseph DiPilato, 57, NY, electrician, Petrocelli Electric
• Ramzi A. Doany, 35, NJ, auditor, Marsh & McLennan
• John J. Doherty, 58, NY, vice president, AON Corp.
• Melissa C. Doi, 32, NY, IQ Financial Systems
• Brendan Dolan, 37, NJ, broker, Carr Futures
• Neil Dollard, 28, NY, bond broker, Cantor Fitzgerald
• James Domanico, 56, NY, New York State Department of Taxation & Finance
• Benilda P. Domingo, 38, NY, janitorial, cleaner, ABM Systems
• Charles Dominguez, Marsh & McLennan
• Jacqueline Donovan, 34, NY, secretary, Keefe Bruyette & Woods
• Stephen S. Dorf, 39, NJ, maintenance and communications, Euro Brokers
• Thomas Dowd, 37, NY, bond broker, Cantor Fitzgerald
• Yolanda Dowling, 46, NY, AON Corp.
• Frank Joseph Doyle, 39, NJ, head of equity trading, Keefe Bruyette & Woods
• Joseph M. Doyle, 25, NY, government bond supervisor, Cantor Fitzgerald
• Randy Drake, 37, MO, network integration manager, Siemans
• Mirna A. Duarte, 31, NY
• Luke A. Dudek, 50, NJ, food and beverage controller, Windows on the World
• Christopher Michael Duffy, 23, NY, assistant trader, Keefe Bruyette & Woods
• Michael Joseph Duffy, 29, NY, broker, Keefe Bruyette & Woods
• Thomas W. Duffy, 52, NY, Marsh & McLennan
• Antoinette Duger, 44, NJ
• Sareve Dukat, 53, NY, tax conferee, New York State Department of Taxation & Finance
• Richard A. Dunstan, 54, NJ, AON Corp.
• Patrick Thomas Dwyer, 37, NY, Cantor Fitzgerald
• Joseph Anthony Eacobacci, 26, NY, Cantor Fitzgerald
• John Bruce Eagleson, 53, CT, vice president, East Coast, The Westfield Group
• Robert D. Eaton, 37, NY, broker, Cantor Fitzgerald
• Dean P. Eberling, 44, NJ, securities analyst, Keefe Bruyette & Woods
• Margaret Ruth Echterman, 33, NJ, leasing representative, Regus
• Paul Robert Eckna, 28, NJ, Cantor Fitzgerald
• Constantine (Gus) Economos, 41, NY, Sandler O'Neill & Partners
• Dennis M. Edwards, 35, NY, partner, Cantor Fitzgerald
• Michael Hardy Edwards, 33, NY, managing director, Sandler O'Neill & Partners
• Christine Egan, 55, Canada, nurse epidemiologist, Health Canada
• Lisa Egan, 31, NJ, human resources manager, Cantor Fitzgerald
• Michael Egan, 51, NJ, AON Corp.
• Samantha Egan, 24, NJ, Cantor Fitzgerald
• Carol Eggert, 60, NY, assistant vice president and supervisor in finance, Marsh & McLennan
• Lisa Caren Weinstein Ehrlich, 36, NY, AON Corp.
• John Ernst Eichler, 69, NJ, retiree
• Eric Adam Eisenberg, 32, NY
• Daphne F. Elder, 36, NJ, business analyst, Marsh & McLennan
• Valerie Silver Ellis, 46, NY, equities trader, Cantor Fitzgerald
• Albert Alfy William Elmarry, 30, NJ, computer technician, Cantor Fitzgerald
• Edgar H. Emery Jr., 45, NJ, merchant banker, Fiduciary Trust
• Doris Suk-Yuen Eng, club manager, Windows on the World
• Christopher S. Epps, Marsh & McLennan
• Ulf Ramm Ericson, 79, CT, civil engineer, Washington Group International
• Erwin L. Erker, 41, NY, vice president, Marsh & McLennan
• William J. Erwin, 30, NJ, broker, Cantor Fitzgerald
• Robert Martinez Escanel, 24, NY, security officer, Summit Security Services
• Sarah (Ali) Escarcega, 35, England, freelance marketing consultant, Risk Waters Group
• Fanny M. Espinoza, 29, NJ, compliance officer, Cantor Fitzgerald
• Brigette Ann Esposito, 34, NY, consultant, Marsh & McLennan
• William Esposito, 51, NY, Cantor Fitzgerald
• Ruben Esquillin, 35, NY, maintenance employee, Fiduciary Trust
• Sadie Ettz, 36, NY, accountant, Windows on the World
• Barbara G. Etzold, 43, NJ, receptionist, Fred Alger Management
• Eric Brian Evans, 31, NJ, AON Corp.
• Meredith Emily June Ewart, 29, NJ, AON Corp.
• John Fabian, 57, NJ
• Catherine K. Fagan, 58, NY
• Patricia M. Fagan, 55, NJ, insurance adjuster, AON Corp.
• Keith G. Fairben, 24, NY, paramedic, New York Presbyterian Hospital
• William Fallon, 38, NY, Cantor Fitzgerald
• William F. Fallon Jr., 53, NJ, general manager of strategic analysis and industry relations, Port Authority of New York/New Jersey
• Anthony J. Fallone Jr., 39, NY, bond broker, Cantor Fitzgerald
• Dolores B. Fanelli, 38, NY, Marsh & McLennan
• Kathleen (Kit) Faragher, 33, CO, systems consultant, Janus Capital Corp.
• Nancy Carole Farley, 45, NJ, claims negotiator, Marsh & McLennan
• Elizabeth Ann (Betty) Farmer, 62, NY, executive assistant contractor, Cantor Fitzgerald
• Douglas Farnum, 33, NY, Marsh & McLennan/Marsh Inc.
• John W. Farrell, 41, NJ, trader, Sandler O'Neill & Partners
• Thomas P. Farrelly, 54, NY
• Syed Abdul Fatha, 54, NJ, customer service associate, Pitney Bowes
• Christopher Faughnan, 37, NJ, bond trader, Cantor Fitzgerald
• Wendy R. Faulkner, 47, OH, vice president, AON Corp.
• Shannon M. Fava, 30, NY, assistant broker, Cantor Fitzgerald
• Bernard D. Favuzza, 52, NY, broker, Cantor Fitzgerald
• Ronald C. Fazio, 57, NJ, accountant, AON Corp.
• Nikia Feaster, 23, employee, World Trade Center
• Francis J. Feely, 41, NY, vice president, Marsh & McLennan
• Garth E. Feeny, 28, NY, corporate development director, Data Synapse
• Sean B. Fegan, 34, NY, broker, Fred Alger Management
• Peter Feidelberg, 34, NJ, AON Corp.
• Rosa M. Feliciano, 30, NY, Marsh & McLennan
• Diane Fenelli, Marsh & McLennan
• Edward T. Fergus, 40, CT, Cantor Fitzgerald
• George Ferguson, 54, NJ
• Henry Fernandez, Windows on the World
• Jose Manuel Contreras Fernandez, Mexico
• Judy H. Fernandez, 27, NJ, human resources specialist, Cantor Fitzgerald/eSpeed
• Elisa Giselle Ferraina, 27, England, senior conferences sponsorship coordinator, Risk Waters Group
• Anne Marie Sallerin Ferreira, 29, NJ, Cantor Fitzgerald
• Robert John Ferris, 63, NY, AON Corp.
• Vincent W. Ferrone, 67, NJ
• David Francis Ferrugio, 46, NJ, Cantor Fitzgerald
• Louis V. Fersini Jr., 38, NJ, municipal bond trader, Cantor Fitzgerald
• Mike Ferugio, NY, insurance broker, AON Corp.
• Bradley J. Fetchet, 24, CT, Keefe Bruyette & Woods
• Jennifer Louise Fialko, 29, NJ, client services, AON Corp.
• Kristen Fiedel, 27, NY, Marsh & McLennan
• Samuel Fields, 36, NY, security officer, Summit Security Services
• Michael Bradley Finnegan, 37, NJ, currency broker, Cantor Fitzgerald
• Timothy J. Finnerty, 33, NJ, broker, Cantor Fitzgerald
• Stephen J. Fiorelli, 43, NJ, civil engineer, Port Authority of New York/New Jersey
• Paul M. Fiori, 31, NY, Cantor Fitzgerald
• John Fiorito, 40, CT, broker, Cantor Fitzgerald
• Bennett Lawson Fisher, 58, CT, senior vice president, Fiduciary Trust
• Andrew Fisher, 42, NY, director of internet sales, Imagine Software Inc.
• James Fisher, 36, Fiduciary Trust
• John R. Fisher, 46, NJ, security consultant, NanoTek
• Thomas J. Fisher, 36, NJ, Fiduciary Trust
• Lucy Fishman, 37, NY, executive secretary, AON Corp.
• Michael Joseph Fitzgerald, 34, Cantor Fitzgerald
• Ryan Daniel Fitzgerald, 26, Fiduciary Trust
• Thomas Fitzpatrick, 35, NY, Sandler O'Neill & Partners
• Richard P. Fitzsimmons, 57, NY, fire safety officer, OCS Security
• Salvatore A. Fiumefreddo, 47, NJ, phone technician, IPC Kleinknecht Electric Co.
• (Donovan) Christina Flannery, Sandler O'Neill & Partners
• Eileen Flecha, 33, NY, junior trader, Fiduciary Trust
• Carl Flickinger, 38, NY, bond broker, Cantor Fitzgerald
• Joseph W. Flounders, 46, PA, Euro Brokers
• John Flynn, Port Authority of New York/New Jersey
• David Fodor, 38. NY, accountant and volunteer fire marshal, Fiduciary Trust
• Steven Mark Fogel, 40, NY, Cantor Fitzgerald
• Dennis Chin Foo, 30, NJ
• Bobby Forbes, 37, NJ
• Del Rose Forbes-Cheatham, 48, NY, Cantor Fitzgerald
• James Henry Lee Ford, 43, president J3Capital Consultants
• Godwin Forde, 39, NY
• Christopher Hugh Forsythe, 44, NJ, foreign exchange money broker, Cantor Fitzgerald
• Claudia Alicia Martinez Foster, 26, NY, assistant broker, Cantor Fitzgerald
• Noel J. Foster, 40, NJ, vice president and producing broker, AON Corp.
• Ann Fosteris, 58, NY
• Yolette Fouchet
• Jeffrey L. Fox, 40, NJ, chief financial officer, Keefe Bruyette & Woods
• Virginia Fox, 58, NY, Marsh & McLennan
• Joan Francis
• Pauline Francis, 57, NY, food services handler, Forte Food Service
• Virgin (Lucy) Francis, 62, NY, housekeeping staff, Windows on the World
• Gary J. Frank, 35, NJ, director of document control, AON Corp.
• Morton Frank, 31, NY, institutional sales desk, Cantor Fitzgerald
• Peter Christopher Frank, 29, NY, financial analyst, Fred Alger Management
• Richard K. Fraser, 32, NY, AON Corp.
• Kevin Joseph Frawley, 34, NY, trader, Euro Brokers
• Clyde Frazier Jr., 41, NY, tax investigator, New York State Department of Taxation & Finance
• Lillian I. Frederick, 46, NJ, AON Corp.
• Jamitha Freeman, 35, NY, AON Corp.
• Brett O. Freiman, 29
• Arlene E. Fried, 49, NY, vice president and assistant general counsel, Cantor Fitzgerald
• Alan Wayne Friedlander, 52, NY, AON Corp.
• Andrew K. Friedman, 44, NY, vice president for institutional equities, Carr Futures
• Peter Christian Fry, 36, CT, vice president for institutional money markets, Euro Brokers
• Christopher Fugarino, intern, AON Corp.
• Clement Fumando, 59, NY, foreign exchange operations manager, Cantor Fitzgerald
• Steven Elliott Furman, 40, NY, electricity options broker, Cantor Fitzgerald
• Paul James Furmato, 37, NJ, vice president and institutional sales trader, Cantor Fitzgerald
• Fredric Gabler, 30, NY, institutional equities trader, Cantor Fitzgerald
• Richard S. Gabrielle, 50, CT, insurance broker, AON Corp.
• James Andrew Gadiel, 23, NY, Cantor Fitzgerald
• Ervin Vincent Gailliard, 42, NY, security officer, Summit Security Services
• Pamela Gaff, 51, NJ, AON Corp.
• Robert Gaillard Jr., 43, Marsh & McLennan
• Deanna L. Galante, 32, NY, personal assistant, Cantor Fitzgerald/eSpeed
• Grace Galante, 29, NY, broker assistant, Cantor Fitzgerald
• Anthony Edward Gallagher, 41, NY, energy broker, Cantor Fitzgerald
• Daniel James Gallagher, 23, NJ, Cantor Fitzgerald
• John Patrick Gallagher, 31, NY, Cantor Fitzgerald
• Lourdes Galletti, 33, NY, executive assistant, Cantor Fitzgerald
• Cono E. Gallo, 30, NY, Carr Futures
• Vincenzo Gallucci, 36, NJ, senior vice president, Marsh & McLennan
• Thomas Edward Galvin, 32, NY, senior vice president and corporate bond broker, Cantor Fitzgerald
• Giovanna (Genni) Gambale, 27, vice president communications and media events, Cantor Fitzgerald/eSpeed
• Glenn Gamboa, 26, NY, manager, Top of the World Cafe
• Ledcat K. Ganesh, 27, NJ
• Claude Michael Gann, 41, GA, sales executive, Algorithmics
• Cesar Garcia, 36, NY, Marsh & McLennan
• David Garcia, 40, NY, computer programmer, Allegiance
• Jorge Luis Morron Garcia, 38, security officer, Summit Security Services
• Juan Garcia, 50, NY, food service handler, Forte Food Service
• Marlyn Carmen Garcia, 21, NY, file clerk, Marsh & McLennan
• Christopher Gardner, 30, CT, AON Corp.
• Douglas B. Gardner, 39, vice-chairman, Cantor Fitzgerald/eSpeed
• Harvey J. Gardner, 35, NJ, call records management supervisor, General Telecom
• Jeffrey B. Gardner, 36, NJ, environmental insurance broker, Marsh & McLennan
• William Arthur Gardner, 45, NY, Cantor Fitzgerald
• Francesco Garfi, 29, NY, trader, Cantor Fitzgerald
• Rocco Gargano, 28, NY, Cantor Fitzgerald
• James M. Gartenberg, 36, NY, associate director, Julien J. Studley
• Palmina Delli Gatti, 33, NY, Marsh & McLennan
• Boyd A. Gatton, 38, NJ, Fiduciary Trust
• Donald Gavagan, 35, NY, Cantor Fitzgerald
• Terrence D. Gazzani, 24, NY, repo desk, Cantor Fitzgerald
• Paul Hamilton Geier, 36, NY, Cantor Fitzgerald
• Julie Geis, 44, MO, senior vice president and director of business development, AON Corp.
• Peter Gelinas, 34, NY, partner, Cantor Fitzgerald
• Steven Paul Geller, 52, NY, institutional trader, Cantor Fitzgerald
• Howard G. Gelling Jr., 28, managing director, Sandler O'Neill & Partners
• Peter Victor Genco, 36, NY, bond trader, Cantor Fitzgerald
• Steven Gregory Genovese, 37, NJ, stock trader, Cantor Fitzgerald
• Alayne F. Gentul, 44, NJ, director of human resources, Fiduciary Trust
• Suzanne Geraty, 30, NY, system support worker, Cantor Fitzgerald
• Ralph Gerhardt, 33, NY, vice president, Cantor Fitzgerald
• Robert J. Gerlich, 56, CT, accountant and consultant, Reinsurance Solutions
• Marina R. Gertsberg, 25, NY, Cantor Fitzgerald
• Susan M. Setzendanner, 57, NY, vice president, Fiduciary Trust
• James Gerard Geyer, 41, NY, bond trader, Cantor Fitzgerald
• Joseph M. Giaconne, 43, NJ, head of telecommunications, Cantor Fitzgerald/eSpeed
• Debra L. Gibbon, 43, NJ, senior vice president, AON Corp./Risk Services Inc.
• Craig Neil Gibson, 37, NY, reinsurance broker, Marsh & McLennan
• Laura Giglio, 35, NY, executive assistant, Alliance Consulting
• Andrew Clive Gilbert, 39, NJ, Cantor Fitzgerald
• Timothy Paul Gilbert, 35, NJ, Cantor Fitzgerald
• Paul Stuart Gilbey, 39, NJ, Euro Brokers
• Mark Y. Gilles, 33, NY
• Evan H. Gillette, 40, NY, vice president, Sandler O'Neill & Partners
• Ronald Gilligan, 43, CT, Cantor Fitzgerald
• Laura Gilly, 32, NY, technical support, Cantor Fitzgerald
• Donna Marie Giordano, 44, NJ, broker, AON Corp.
• Steven A. Giorgetti, 43, NY, Marsh & McLennan
• Martin Giovinazzo, 34, NY, maintenance worker, Marsh & McLennan
• Jinny Lady Giraldo, 27
• Kum-Kum Girolamo, 41, NY, AON Corp.
• Salvatore Gitto, 43, NJ, Marsh & McLennan
• Cynthia Giugliano, 46, NY, chief technical specialist, Empire Blue Cross & Blue Shield
• Mon Gjonbalaj, 65, NY, janitorial, porter, ABM Industries
• Dianne Gladstone, 55, NY, section head, New York State Department of Taxation & Finance
• Thomas I. Glasser, 40, NJ, partner, Sandler O'Neill & Partners
• Thomas Glavin, 32, CT, senior vice president, corporate bonds, Cantor Fitzgerald
• Harold Glenn, 38, NJ, assistant vice president global technology, Marsh & McLennan
• Barry H. Glick, 55, NJ, Port Authority of New York/New Jersey
• Steven Lawrence Glick, 42, CT, financial consultant, Credit Suisse First Boston
• John T. Gnazzo, 32, NY, vice president of operations, Cantor Fitzgerald
• William R. Godshalk, 35, NY, vice president institutional equity sales, Keefe Bruyette & Woods
• Michael Gogliormella, 43, NJ, Cantor Fitzgerald
• Brian Fredric Goldberg, 26, NJ, Fiduciary Trust
• Jeffrey Grant Goldflam, 48, NY, chief financial officer, Cantor Fitzgerald/eSpeed
• Michelle Herman Goldstein, 31, NY, brokerage services, AON Corp.
• Steven Goldstein, 35, NJ, computer analyst, Cantor Fitzgerald
• Monica Goldstein, 25, NY, Cantor Fitzgerald
• Andrew H. Golkin, 30, NY, vice president, Cantor Fitzgerald
• Dennis J. Gomes, 40, NY
• Enrique Antonio Gomez, 42, NY, kitchen worker, Windows on the World
• Jose Bienvenido Gomez, 45, NY, kitchen worker, Windows on the World
• Max Gomez
• Manuel Gomez Jr., 42, NY, vice president, Fuji Bank
• Wilder Gomez, 38, NY, waiter and bartender, Windows on the World
• Ana Irene Medina Gonzalez
• Jenine Gonzalez, 27, NY, legal secretary, AON Corp.
• Joel Guevara Gonzalez, Mexico
• Mauricio Gonzalez, 27, NY, carpenter
• Rosa J. Gonzalez, 32, NJ, secretary, McKeon-Grano
• Calvin J. Gooding, 38, NY, financial trader, Cantor Fitzgerald
• Harry Goody, 50, NY, New York State Department of Taxation & Finance
• Kiran Reddy Gopu, 24, CT, graduate student computer science, University of Bridgeport/Marsh & McLennan
• Catherine Carmen Gorayeb, 41, NY
• Kerene Gordon, 43, NY, food service handler, Forte Food Service
• Sebastian Gorki, 27, NY, global equities division, Deutsche Bank
• Kieran Gorman, 25, NY, mason tender, Structure Tone
• Michael Edward Gould, 29, NJ, NASDAQ trader, Cantor Fitzgerald
• Douglas A. Gowell, 52, MA, director of new market development, Avid Technologies
• Yuji Goya, 42, NY, vice president, Mizuho Capital Markets Corp.
• Jon Grabowski, 33, NY, vice president technology information, Marsh & McLennan
• Christopher Michael Grady, 39, NJ, Cantor Fitzgerald
• Edwin John Graf III, 48, CT, vice president, Cantor Fitzgerald
• David M. Graifman, 40, NY, vice president, Keefe Bruyette & Woods
• Gilbert Granados, 51, NY, AON Corp.
• Winston A. Grant, 59, NY, Empire Blue Cross & Blue Shield
• Christopher Stewart Gray, 32, NJ, foreign exchange broker, Cantor Fitzgerald
• Linda Mair Grayling, 44, NY
• John Michael Grazioso, 41, NJ, salesman, Cantor Fitzgerald/eSpeed
• Timothy Grazioso, 42, FL, trader, Cantor Fitzgerald
• Derrick Arthur Green, 44, NY, drywall worker
• Wade Brian Green, 42, NY, Thomson Financial Services
• Elaine Myra Greenberg, 56, NY, Compaq Computer Corp.
• Gayle R. Greene, 51, NJ, vice president professional resource group, Marsh & McLennan
• James Arthur Greenleaf Jr., 32, CT, Carr Futures
• Eileen Marsha Greenstein, 52, NJ, AON Corp.
• Elizabeth (Lisa) Gregg, 51, NY, senior vice president, Fred Alger Management
• Denise Gregory, 39, NY, Carr Futures
• Donald H. Gregory, 62, NJ, bond broker, Cantor Fitzgerald
• Florence M. Gregory, 38, NY, AON Corp.
• Pedro Grehan, 35, NJ
• John M. Griffin, 38, NJ, director of operations, Silverstein Properties
• Tawanna Griffin, 30, NY, food service handler, Forte Food Service
• Joan D. Griffith, 39, NJ, office manager, Fiduciary Trust
• Warren Grifka, 54, NY, Marsh & McLennan
• Ramon Grijalvo, 58, Morgan Stanley
• Joseph F. Grillo, 46, NY, risk finance analyst, Port Authority of New York/New Jersey
• David Grimmer, 51, NY, Marsh & McLennan
• Kenneth G. Grouzalis, 56, NJ, property manager, Port Authority of New York/New Jersey
• Matthew J. Grzymalski, 34, NY, bond broker, Cantor Fitzgerald
• Robert Joseph Gschaar, 55, NY, AON Corp.
• Liming Gu, 34, NJ, Marsh & McLennan
• Yan Z. (Cindy) Guan, 25, NY, auditor, New York State Department of Taxation & Finance
• Babita Guman, 33, NY, computer specialist, Fiduciary Trust
• Douglas Brian Gurian, 38, NJ, Radianz
• Janet H. Gustafson, 48, NY
• Philip T. Guza, 54, NJ, client specialist, AON Corp.
• Sabita Guzman
• Barbara Guzzardo, 49, NY, AON Corp.
• Peter Mark Gyulavary, 44, NJ, environmental engineer, Washington Group International
• Gary Robert Haag, 36, NY, claims department vice president, Marsh & McLennan
• Andrea Lyn Haberman, 25, IL, Carr Futures
• Barbara M. Habib, 49, NY, vice president, Marsh & McLennan
• Philip Haentzler, 49, NY, legal administrative officer, Kidder Peabody-Paine Webber
• Nizam A. Hafiz, 32, NY, computer analyst, Marsh & McLennan
• Karen E. Hagerty, 34, NY, senior vice president, AON Corp.
• Steven Hagis, 31, NY, vice president, Cantor Fitzgerald
• Mary Lou Hague, 26, NY, financial analyst, Keefe Bruyette & Woods
• Maile Rachel Hale, 26, MA, vice president operations, Boston Investor Services
• Richard Hall, 49, NY, AON Corp.
• Vaswald George Hall, 50, NY, courier
• Robert John Halligan, 59, NJ, reinsurance broker, AON Corp.
• James D. Halvorsen, 56, CT, head of Global Infrastructure Group, Marsh & McLennan
• Mohammed Salman Hamdani, 23, research technician, Howard Hughes Medical Institute at Rockefeller University
• Felicia Hamilton, 62, NJ
• Frederic Kim Han, 45, NJ, senior vice president, Cantor Fitzgerald
• Christopher James Hanley, 34, NY, manager business development, Radianz
• Valerie Joan Hanna, 57, NY, senior vice president, Marsh & McLennan
• Kevin James Hannaford, 32, NJ, commodities broker, Cantor Fitzgerald
• Michael L. Hannan, 34, NY, account executive, Marsh & McLennan
• Vassilios G. Haramis, 56, NY, mechanical engineer, Washington Group International
• James A. Haran, 41, NY, Cantor Fitzgerald
• Jeffrey P. Hardy, 46, NY, executive chef, Forte Food Services
• Timothy John Hargrave, 38, NJ, vice president, Cantor Fitzgerald
• Frances Haros, 76, NY, Keefe Bruyette & Woods
• Aisha Harris, 22, switch operations technician, General Telecom
• Stewart D. Harris, 52, NJ, chief credit officer, Cantor Fitzgerald
• John P. Hart, 38, CA, director of global operations, Fiduciary Trust
• John Clinton Hartz, 64, NJ, senior vice president, Fiduciary Trust
• Emeric J. Harvey, 56, NJ, president, Harvey Young Yurman Inc.
• Joseph John Hasson III, 34, NY, Cantor Fitzgerald
• Leonard William Hatton Jr., 45, NJ, special agent, FBI
• Timothy Aaron Haviland, 41, NY, software developer/computer programmer, Marsh & McLennan
• Donald G. Havlish Jr., 53, PA, senior vice president, AON Corp.
• Anthony Hawkins, 30, NY, maintenance worker, Cantor Fitzgerald
• Nobuhiro Hayatsu, 36, Chuo Mitsui Trust & Banking
• Philip T. Hayes, 67, NY, fire safety inspector, OCS Security
• William Ward Haynes, 35, NY, derivatives broker, Cantor Fitzgerald
• Scott Hazelcorn, 29, NJ, bond trader, Cantor Fitzgerald
• Roberta Bernstein Heber, 60, NY, systems analyst, Marsh & McLennan
• Charles Francis Xavier Heeran, 23, NY, institutional equities trader, Cantor Fitzgerald
• Howard Joseph Heller Jr., 37, CT, managed funds expert, Carr Futures
• JoAnne Heltibridle, 46, NJ, senior vice president, Marsh & McLennan
• Mark F. Hemschoot, 45, NJ, senior vice president, AON Corp.
• Janet Hendricks, AON Corp.
• Brian Hennessey, 35, NJ, Cantor Fitzgerald
• Michelle M. Henrique, 27, NY, administrative assistant, Fiduciary Trust
• John Henwood, 35, NY, broker, Cantor Fitzgerald
• Robert Hepburn, 39, NJ, office service manager, Marsh & McLennan
• Mary (Molly) Herencia, 47, NY, insurance broker, AON Corp.
• Lindsay Coates Herkness III, 58, senior vice president, Morgan Stanley Dean Witter & Co.
• Harvey Hermer, electrician, Forest Electric Corp.
• Anabel Hernandez, 41, Chase Manhattan Bank
• Claribel Hernandez, 31, NY, administrative assistant, Sybase
• Eduardo Hernandez, 40, Chase Manhattan Bank
• Norberto Hernandez, 42, NY, pastry sous chef, Windows on the World
• Raul Hernandez, 51, NY, maintenance supervisor, Cantor Fitzgerald
• Gary Herold, 44, NY, risk management insurance, AON Corp.
• Jeffrey A. Hersch, 53, NY, Cantor Fitzgerald
• Ysidro Hidalgo-Tejada, 54, Dominican Republic, Windows on the World
• Robert D. Higley II, 29, CT, client services, AON Corp.
• Todd Russell Hill, 34,MA
• Clara Victorine Hinds, 52, NY, seamstress, Windows on the World
• Neal Hinds, 28, NY, personal banker, Bank of New York
• Mark D. Hindy, 28, NY, Cantor Fitzgerald
• Katsuyuki Hirai, 32, Chuo Mitsui Trust & Banking
• Heather Malla Ho, 32, NY, executive pastry chef, Windows on the World
• Tara Yvette Hobbs, 31, NY, employee in insurance division, AON Corp.
• Thomas A. Hobbs, 41, NY, Cantor Fitzgerald
• James L. Hobin, 47, CT, Marsh & McLennan
• Robert Wayne Hobson III, 36, NJ, broker, Cantor Fitzgerald
• DaJuan Hodges, 29, NY, Marsh & McLennan
• Robert Hoerner, 58, NY, security manager, Summit Security Services
• Patrick Aloysius Hoey, 53, NJ, executive manager of tunnels, bridges, and terminals, Port Authority of New York/New Jersey
• Frederick J. Hoffman, 53, NJ, Cantor Fitzgerald
• Joseph Hoffman, 43
• Marcia Hoffman, 52, NY, Cantor Fitzgerald
• Michelle L. Hoffman, 27, NJ, Cantor Fitzgerald
• Stephen G. Hoffman, 36, NY, bond broker, Cantor Fitzgerald
• Judith Florence Hofmiller, 53, CT, senior software consultant, Marsh & McLennan
• Thomas Warren Hohlweck, 57, NY, senior vice president, AON Corp.
• John Holland, 30, Windows on the World
• Joseph Francis Holland III, 32, NJ, broker, Carr Futures
• Elizabeth Holmes, 42, NY, communications, Euro Brokers
• Bradley Hoorn, 22, MI, Fred Alger Management
• James P. Hooper, NY, Cantor Fitzgerald
• Montgomery McCullough Hord, 46, NY, vice president, Cantor Fitzgerald
• Michael Horn, 27, NY, Cantor Fitzgerald
• Matthew D. Horning, 26, NJ, Marsh & McLennan
• Robert L. Horoshoe, 31, NJ, Cantor Fitzgerald
• Aaron Horowitz, 24, NY, Cantor Fitzgerald
• Allison Jones Horstmann, Sandler O'Neill & Partners
• Malverse Houscal, 34, NJ
• Charles J. Houston, 42, NY, trader, Euro Brokers
• Jennifer Howley-Dorsey, AON Corp.
• Michael C. Howell, 60, NY, information services manager, Fred Alger Management
• Steven L. Howell, 36, NY, desktop support manager, Marsh & McLennan
• Jennifer L. Howley, 34, NY, AON Corp.
• Milagros Hromada, 36, NY, secretary, AON Corp.
• Marian Hrycack, 56, NY, New York State Department of Taxation & Finance
• Kris R. Hughes, 30, NY, securities trader, Keefe Bruyette & Woods
• Melissa Harrington Hughes, 31, CA, director of business development, Slam Dunk Networks
• Paul R. Hughes, 38, CT, data systems manager, Marsh & McLennan
• Thomas F. Hughes Jr., 46, NJ, owner, Colonial Art Decorators
• Timothy Robert Hughes, 43, NJ, Cantor Fitzgerald
• Susan Huie, 43, NJ, Compaq Computer Corp.
• Michael Lamar Hulse, 30, NY, security officer
• Kathleen (Casey) Hunt, 43, NJ, employee on equity trading desk, Sandler O'Neill & Partners
• William C. Hunt, 32, CT, bond trader, Euro Brokers
• Robert R. Hussa, 51, NY, senior vice president, Carr Futures
• Joseph Ianelli, 28, NJ, accountant, Marsh & McLennan
• Zuhtu Ibis, 25, NJ, Cantor Fitzgerald
• Michael Patrick Iken, 37, NY, bond trader, Euro Brokers
• Daniel Ilkanayev, 36, NY, Cantor Fitzgerald
• Abraham Nathaniel Ilowitz, 51, financial services representative, Metropolitan Life Insurance Co.
• Louis Inghilterra, 46, NY
• Christopher N. Ingrassia, 28, NJ, equity options trader, Cantor Fitzgerald
• Paul W. Innella, 33, NJ, systems analyst, Cantor Fitzgerald
• Stephanie V. Irby, 38, NY, accountant, Marsh & McLennan
• Doug Irgang, 32, NY, trader, Sandler O'Neill & Partners
• Kristin A. Irvine-Ryan, 30, NY, associate director of equities, Sandler O'Neill & Partners
• Todd A. Isaac, 29, NY, Cantor Fitzgerald
• Eric Hans Isbrandtsen, 30, NY, industrial sales trader, Cantor Fitzgerald
• William Iselepis Jr., 33
• Taizo Ishikawa, 50, New York branch general manager, Fuji Bank
• Aram Iskenderian Jr., 41, NY, Cantor Fitzgerald
• John Iskyan, 41, CT, financial analyst, Cantor Fitzgerald
• Kazushige Ito, 35, NY, manager, Fuji Bank
• Aleksandr Valeryerich Ivantsov, 23, NY, computer programmer, Cantor Fitzgerald
• Virginia Jablonski, 49, NJ, assistant vice president, Marsh & McLennan
• Brooke Alexandra Jackman, 23, NY, assistant bond trader, Cantor Fitzgerald
• Aaron Jacobs, 27, NY, Cantor Fitzgerald
• Ariel Louis Jacobs, 29, NY, executive vice president, Caplin Systems
• Jason Kyle Jacobs, 32, NJ, business partner, Fiduciary Trust
• Michael Grady Jacobs, 54, CT, accountant/vice president for tax operations, Fiduciary Trust
• Steven A. Jacobson, 53, NY, transmitter engineer, WPIX-TV
• Ricknauth Jaggernauth, 58, NY, construction worker, NTX Interiors
• Jake Jagoda, 24, Cantor Fitzgerald/TradeSpark
• Yudh V.S. Jain, 54, NY, Cantor Fitzgerald
• Maria Jakubiak, 41, NJ, Marsh & McLennan
• Ernest James, 40, NY, Marsh & McLennan
• Gricelda E. James, 44, NJ
• Mark S. Jardin, 39, NY, Zurich Scudder Investments
• Mohammed Jawara, MAS Security
• Francois Jean-Pierre, 58, NY, Windows on the World
• Paul E. Jeffers, 39, NY, Cantor Fitzgerald
• Alva Jeffries-Sanchez, 44, Marsh & McLennan
• Joseph Jenkins Jr., 47, NY
• Alan K. Jensen, 49, NJ
• Prem N. Jerath, 57, NJ, Port Authority of New York/New Jersey
• Farah Jeudy, 31, NY, AON Corp.
• Hweidar Jian, 42, NJ, Cantor Fitzgerald
• Eliezer Jimenez Jr., 38, NY, chef's assistant, Windows on the World
• Luis Jimenez Jr., 25, NY, accountant, Marsh & McLennan
• Charles Gregory John, 44, security guard, Royston and Zamani
• Nicholas John, 33, Britain, J.P. Morgan Chase & Co.
• LaShawna Johnson, 27, customer service manager, General Telecom
• Lisa Johnson, 34, Keefe Bruyette & Woods
• Scott M. Johnson, 26, NY, securities analyst, Keefe Bruyette & Woods
• Allison Horstmann Jones, 31, NJ, Sandler O'Neill & Partners
• Arthur J. Jones III, 37, NY, Carr Futures
• Brian L. Jones, 44, NY, systems administrator, IBM Global
• Christopher Jones, 53, NY, partner, Cantor Fitzgerald
• Donald T. Jones, 39, NJ, Cantor Fitzgerald
• Donald W. Jones, 43, PA, bond broker, Cantor Fitzgerald
• Linda Jones, 50, NY, AON Corp.
• Mary S. Jones, 72, NY, mail room clerk, Port Authority of New York/New Jersey
• Robert Thomas Jordan, 34, NJ, bond trader, Cantor Fitzgerald
• Ingeborg Joseph, 60, Germany, import manager, Rohde & Liesenfeld Shipping Agency
• Stephen Joseph, 39, NJ, Fiduciary Trust
• Jane Eileen Josiah, 47, NY, Fiduciary Trust
• Karen Susan Juday, 52, NY, administrative assistant, Cantor Fitzgerald
• Thomas Edward Jurgens, 26, NY, senior court officer, New York State Supreme Court in Manhattan
• Shashi Kiran L. Kadaba, 26, NJ, software designer, Wipro Technologies
• Roya Kafaie, NY
• Wally Kaldens, 40, messenger
• Shari Kandell, 27, NJ, trader, Cantor Fitzgerald
• Howard Lee Kane, 40, NJ, comptroller, Windows on the World
• Jennifer Lynn Kane, 26, NJ, accountant, Marsh & McLennan
• Joon Koo Kang, 34, NJ, equity systems analyst, Cantor Fitzgerald
• Sheldon R. Kanter, 53, NJ, systems vice president, Cantor Fitzgerald/eSpeed
• Deborah H. Kaplan, 45, NJ, Port Authority of New York/New Jersey
• Alvin Peter Kappelman Jr., 57, NJ, insurance executive, Royal & SunAlliance Insurance Group
• Trerra Karamo, 40, Gambia, Fiduciary Trust
• Charles Henry Karczewski, 34, NJ, benefits consultant, AON Corp.
• William Anthony Karnes, 37, NY, technology trainer, Marsh & McLennan
• Douglas G. Karpiloff, 53, NY, security and life safety director, Port Authority of New York/New Jersey
• Andrew Kates, 37, NY, senior managing director, Cantor Fitzgerald
• John Katsimatides, 31, NY, financial trader, Cantor Fitzgerald
• Don Jerome Kauth Jr., 51, NY, bank analyst, Keefe Bruyette & Woods
• Hideya Kawauchi, 36, manager, Fuji Bank
• Edward T. Keane, 66, NJ, engineer, Hill International
• Richard M. Keane, 54, CT, senior vice president, Marsh & McLennan
• Lisa Kearney-Griffin, 35, NY
• Karol Ann Keasler, 42, NY, event planner, Keefe Bruyette & Woods
• Leo Russell Keene III, 34, NJ, financial analyst, Keefe Bruyette & Woods
• Joseph John Keller, 31, NJ, department head, Marriott World Trade Center Hotel
• Peter Rodney Kellerman, 35, NY, partner, Cantor Fitzgerald
• Joseph P. Kellett, 37, NY, commodities trader, Carr Futures
• Frederick H. Kelly, 57, NY, Cantor Fitzgerald
• James Joseph Kelly, 39, NY, bond broker, Cantor Fitzgerald
• Joseph A. Kelly, 40, NY, broker, Cantor Fitzgerald
• Maurice Patrick Kelly, 41, NY, carpenter/foreman, National Acoustics
• Thomas Michael Kelly, 41, NJ, Euro Brokers
• Timothy C. Kelly, 37, NY, municipal bond broker, Cantor Fitzgerald
• William Hill Kelly Jr., 30, NJ, salesman, Bloomberg
• Robert C. Kennedy, 55, NJ, senior vice president, Marsh & McLennan
• John Keohane, 41, NJ, assistant general counsel, Zurich American Insurance
• Harold L. Kestembaum, 56, NJ, senior vice president, AON Corp.
• Douglas D. Ketcham, 27, NY, stockbroker, Cantor Fitzgerald
• Ruth E. Ketler, 42, NY, director of research, Fiduciary Trust
• Boris Khalif, 30, NY, computer consultant, Marsh & McLennan
• Sarah Khan, 32, NY, food service handler, Forte Food Service
• Taimour Firaz Khan, 29, NY, commodity futures trader, Carr Futures
• Rajesh Khandelwal, 33, NJ, Marsh & McLennan
• Bhowanie Devi Khemraj, NJ
• SeiLai Khoo, 38, NJ, Fred Alger Management
• Satoshi Kikuchihara, 43, Chuo Mitsui Trust & Banking
• Andrew Jay-Hoon Kim, 26, NJ, Fred Alger Management
• Don Kim, 34, Marsh & McLennan
• Lawrence Don Kim, 31, PA, Marsh & McLennan
• Mary Jo Kimelman, 34, NY, Cantor Fitzgerald
• Andrew Marshall King, 42, NJ, trader, Cantor Fitzgerald
• Lucille T. King, 59, NJ, AON Corp.
• Lisa M. King-Johnson, 34, NY, Keefe Bruyette & Woods
• Takashi Kinoshita, 46, president, Mizuho Capital Markets Corp.
• Chris Michael Kirby, 21, NY, carpenter
• Howard Kirschbaum, 53, NY, Marsh & McLennan
• Glenn Davis Kirwin, 40, NY, senior vice president, Cantor Fitzgerald/eSpeed
• Richard J. Klares, 59, NY, risk management, Marsh & McLennan
• Peter Anton Klein, 35, NJ, consultant, Marsh & McLennan
• Alan D. Kleinberg, 39, NJ, securities trader, Cantor Fitzgerald
• Karen Joyce Klitzman, 38, NY, Cantor Fitzgerald/eSpeed
• Eugeuni Kniazev, 46, NY, Windows on the World
• Andrew Knox, 30, Australia, Cantor Fitzgerald
• Thomas Patrick Knox, 31, NJ, Cantor Fitzgerald
• Rebecca Lee Koborie, 48, NJ, executive secretary, Marsh & McLennan
• Deborah Kobus, 36, NY, Chuo Mitsui Trust & Banking
• Gary Edward Koecheler, 57, NY, government bond broker, Euro Brokers
• Frank J. Koestner, 48, NY, trader, Cantor Fitzgerald
• Ryan Kohart, 26, NJ, Cantor Fitzgerald
• Vanessa Lynn Kolpak, 21, financial researcher, Keefe Bruyette & Woods
• Irina Kolpakova, 37, NY, file clerk, Harris Beach & Wilcox
• Suzanne Kondratenko, 27, IL, management consultant, Keane Consulting Group
• Abdoulaye Kone, 37, Ivory Coast, Windows on the World
• Bon-seok Koo, 32, NJ, branch manager, LG Insurance Co.
• Dorota Kopiczko, 26, NJ, Marsh & McLennan
• Bojan Kostic, 34, NY, Cantor Fitzgerald
• Danielle Kousoulis, 29, NJ, vice president, Cantor Fitzgerald
• John J. Kren, 52
• Lyudmila Ksido, 46, NY
• Shekhar Kumar, 30, NY, consultant, Cantor Fitzgerald
• Frederick Kuo Jr., 53, NJ, mechanical engineer, Washington Group International
• Patricia Kuras, 42, NY, Marsh & McLennan
• Nauka Kushitani, 44, NY, Fiduciary Trust
• Victor Kwarkye, 35, NY, Windows on the World
• Kul Fal Kwok, 31, NY, Cantor Fitzgerald
• Angela R. Kyte, 49, NJ, managing director, Marsh & McLennan
• Amarnauth Lachhman, 42, NY, PM Consulting
• Andrew LaCorte, 61, NJ, trader, Carr Futures
• Ganesh Ladkat, 27, NJ, Cantor Fitzgerald/eSpeed
• James P. Ladley, 41, NJ, partner and corporate bond broker, Cantor Fitzgerald
• Joseph A. Lafalce, 54, NY, Cantor Fitzgerald
• Jeanette LaFond-Menichino, 49, NY
• Michael Patrick Laforte, 39, NJ, vice president, Cantor Fitzgerald
• Alan Lafranco, 43, freelance audio video technician, Windows on the World
• Juan Lafuente, 61, NY, computer analyst, Citibank
• Neil K. Lai, 59, NJ, auditor, New York State Department of Taxation & Finance
• Vincent A. Laieta, 31, NJ, vice president operations, AON Corp.
• Franco Lalama, 45, NJ, Port Authority of New York/New Jersey
• Chow Kwan Lam, 48, NJ, New York State Department of Taxation & Finance
• Stephen LaMantia, 38, CT, securities trader, Cantor Fitzgerald
• Amy Hope Lamonsoff, 29, NY, events manager North America, Risk Waters Group
• Brendan M. Lang, 30, NJ, project manager, Structure Tone
• Vanessa Langer, 29, NY, executive center manager, Regus
• Mary Lou Langley, 53, NY, AON Corp.
• Michele B. Lanza, 36, NY, administrative assistant, Fiduciary Trust
• Ruth Sheila Lapin, 53, NJ, senior business analyst, Baseline Financial System
• Carol Ann LaPlante, 59, NY, Marsh & McLennan
• Ingeborg Astrid Desiree Lariby, 42, NY, center manager, Regus
• Robin Larkey, 48, NJ, currency broker, Cantor Fitzgerald
• Christopher Randall Larrabee, 26, CA, Cantor Fitzgerald
• Hamidou S. Larry, 37, NY, Marsh & McLennan
• John Adam Larson, 37, NJ, senior vice president, AON Corp.
• Gary E. Lasko, 49, TN, Marsh & McLennan
• Nicholas C. Lassman, 28, NJ, computer programming, Cantor Fitzgerald
• Jeffrey G. Latouche, 49, Windows on the World
• Charles Laurencia, 61, NY, Morgan Stanley Dean Witter & Co.
• Stephen James Lauria, 39, NY, project manager, Marsh & McLennan
• Maria Lavache, 60, NY
• Denis F. Lavalle, 42, NY, accountant, Syncorp
• Jeannine M. LaVerde, 36, NY, new accounts administrator, Keefe Bruyette & Woods
• Anna A. Laverty, 52, NJ, Fiduciary Trust
• Steven Lawn, 28, NJ
• Robert A. Lawrence, 41, NJ, mortgage-backed securities specialist, Sandler O'Neill & Partners
• Nathaniel Lawson, 61, NY, food service handler, Forte Food Service
• Eugene Lazar, 27, NY, programmer, Cantor Fitzgerald/eSpeed
• Leon Lebor, 51, NJ, janitorial cleaner, ABM Industries
• Kenneth Charles Ledee, 38, NJ, technical administrator, Marsh & McLennan
• Alan J. Lederman, 43, NY, AON Corp.
• Elena Ledesma, 36, NY, maintenance coordinator, Marsh & McLennan
• Alexis Leduc, 45, NY, maintenance supervisor, Fiduciary Trust
• David S. Lee, 37, NJ, senior vice president, Fiduciary Trust
• Gary H. Lee, 62, NY, senior vice president, Cantor Fitzgerald
• Hyun-Joon (Paul) Lee, 32, NY, New York State Department of Taxation & Finance
• Jong-min Lee
• Juanita Lee, 44, NY, AON Corp.
• Kathryn Blair Lee, 55, OR, web page designer, Marsh & McLennan
• Linda C. Lee, 34, NY
• Lorraine Lee, 37, NY, administrative assistant, AON Corp.
• Myung Woo Lee, 41, NJ, tax auditor, New York State Department of Taxation & Finance
• Richard Y. C. Lee, 34, NY, managing director of equities, Cantor Fitzgerald/e-Speed
• Stuart (Soo-Jin) Lee, 30, NY, vice president integrated services, Datasynapse
• Yang Der (Robert) Lee, 63, NY, delivery clerk, Windows on the World
• Stephen Lefkowitz, 50, NY, mediator, New York State Department of Taxation & Finance
• Adriana Legro, 32, NY, broker, Carr Futures
• Edward J. Lehman, 41, NY, risk services, AON Corp.
• Eric Andrew Lehrfield, 32, NY, director of business development, Random Walk Computing
• David Ralph Leistman, 43, NY, bond trader and partner, Cantor Fitzgerald
• Joseph A. Lenihan, 41, CT, executive vice president, Keefe Bruyette & Woods
• John Robinson Lenoir, 38, NY, vice president, Sandler O'Neill Partners
• Jorge Luis Leon, 43, NJ, Cantor Fitzgerald
• Matthew Gerard Leonard, 38, NY, attorney, Cantor Fitzgerald
• Michael Lepore, 39, NY, technical services employee, Marsh & McLennan
• Charles Antoine Lesperance, 55, New York State Department of Transportation
• Jeffrey Earle LeVeen, 55, NY, senior vice president of equity sales, Cantor Fitzgerald
• Alisha Caren Levin, 33, NY, vice president for human resources, Fuji Bank
• Neil D. Levin, 47, NJ, executive director, Port Authority of New York/New Jersey
• Robert Levine, 56, NY, Cantor Fitzgerald
• Robert M. Levine, 66, NJ, Cantor Fitzgerald
• Shai Levinhar, 29, NY, Cantor Fitzgerald
• Adam J. Lewis, 36, CT, senior trader, Keefe Bruyette & Woods
• Margaret Susan Lewis, 49, NJ, legal secretary, Port Authority of New York/New Jersey
• Ye Wei Liang, 27, NY, technology information specialist, Marsh & McLennan
• Orasri Liangthanasarn, 26, NJ, Windows on the World
• Ralph M. Licciardi, 30, NY, electrician, P.E. Stone Inc.
• Edward Lichtschein, 35, NY, software designer, Cantor Fitzgerald
• Steven B. Lillianthal, 38, NJ, Cantor Fitzgerald
• Craig Damian Lilore, 30, NJ, institutional stock trader, Cantor Fitzgerald
• Arnold A. Lim, 28, Fiduciary Trust
• Darya Lin, 32, IL, senior manager, Keane Consulting Group
• Weirong Lee, 31, NJ, president, Frank W. Lin & Co.
• Tomas Gallegos Linares, Mexico
• Thomas V. Linehan Jr., 39, NJ, senior vice president, Marsh & McLennan
• Alan Linton, 26, NJ, Sandler O'Neill & Partners
• Diane T. Lipari, 32, NY, commodities trader, Carr Futures
• Kenneth P. Lira, 28, NJ, Genuity
• Francisco Liriano, 33, assistant to vice president, Citigroup Inc.
• Lorraine Lisi, 44, NY, Fiduciary Trust
• Paul Lisson, 45, NY, clerk, Pitney Bowes
• Vincent Litto, 52, NY, Cantor Fitzgerald
• Ming-Hao Liu, 41, NJ, civil engineer, Washington Group International
• Joseph Livera, 67
• Nancy Liz, 39, NY, AON Corp.
• Harold Lizcano, 30, NY, accountant, Carr Futures
• Martin Lizzul, 31, NJ, account executive, Krestrel Technologies
• George A. Llanes, 33, NY, Carr Futures
• Elizabeth Claire Logler, 31, NY, Cantor Fitzgerald/eSpeed
• Catherine Lisa Loguidice, 30, NY, assistant bond trader, Cantor Fitzgerald
• Jerome Robert Lohez, 30, NJ, Empire Blue Cross & Blue Shield
• Michael W. Lomax, 37, NY, AON Corp.
• Laura M. Longing, 35, NY, assistant vice president, Marsh & McLennan/Marsh
• Salvatore Lopes, NY, travel agent
• Daniel Lopez, 39, NY, Carr Futures
• George Lopez, 40, PA, Fiduciary Trust
• Israel P. Lopez, Forte Food Service
• Luis M. Lopez, 38, NY, Sbarro Pizza
• Manuel L. Lopez, 54, NJ, tax accountant, Marsh & McLennan
• Chet Louie, 45, NY, Cantor Fitzgerald
• Stuart Seid Louis, 43, NJ, Sandler O'Neill & Partners
• Michael W. Lowe, 48, NY, electrical worker, Liberty Electrical Supply
• Garry Lozier, 47, CT, managing director, Sandler O'Neill & Partners
• John Peter Lozowsky, 45, NY
• Charles Peter Lucania, 34, NY, P.E. Stone Inc.
• Edward H. Luckett II, 40, NJ, partner and vice president, Cantor Fitzgerald
• James Ludley, 41, NJ
• Mark G. Ludvigsen, 32, NY, senior vice president for fixed income sales, Keefe, Bruyette & Woods
• Lee Charles Ludwig, 49, NY, vice president international investment management, Fiduciary Trust
• Sean Thomas Lugano, 28, NY, Keefe, Bruyette & Woods
• Daniel Lugo, 45, security officer, Summit Security Services
• Jin Lui, 34, NJ
• Maria Lukas, 32, NY, securities broker, Cantor Fitzgerald/eSpeed
• William Lum Jr., 45, NY, senior claims specialist, Marsh & McLennan
• Michael P. Lunden, 37, NY, partner and vice president, Cantor Fitzgerald/TradeSpark
• Christopher Lunder, 34, NJ, broker, Cantor Fitzgerald
• Anthony Luparello, 62, NY, janitorial cleaner, ABM Industries
• Gary Lutnik, 36, NY, Cantor Fitzgerald
• Linda Luzzicone, 33, NY, trader, Cantor Fitzgerald
• Alexander Lygin, 28, NY, programmer, Cantor Fitzgerald
• Farrell Peter Lynch, 39, NY, trader, Cantor Fitzgerald
• Louise A. Lynch, 58, NY, Marsh & McLennan
• Michael Lynch, 34, Cantor Fitzgerald
• Richard Dennis Lynch Jr., 30, NY, bond trader, Euro Brokers
• Robert H. Lynch Jr., 44, NJ, property management, Port Authority of New York/New Jersey
• Sean Patrick Lynch, 36, NJ, broker, Cantor Fitzgerald
• Monica Lyons, 51, NY, Marsh & McLennan
• Robert Francis Mace, 43, NY, assistant counsel, Cantor Fitzgerald
• Jan Maciejewski, 37, NY, computer consultant, Julien J. Studley Inc.
• Catherine Fairfax MacRae, 23, NY, stock analyst, Fred Alger Management
• Richard B. Madden, 35, NJ, AON Corp.
• Simon Maddison, 40, NY, contractor at Cantor Fitzgerald
• Dennis A. Madsen, 53, NJ
• Noell C. Maerz, 29, NY, bond trader, Euro Brokers
• Jeannieann Maffeo, 40, NY, senior associate systems development, UBS PaineWebber
• Jay Robert Magazine, 48, NY, catering sales manager, Windows on the World
• Brian Magee, 52, NJ, Compaq Computer Corp.
• Charles Wilson Magee, 51, NY, chief engineer, Silverstein Properties
• Joseph Maggitti, 47, MD
• Ronald E. Magnuson, 57, NJ, Cantor Fitzgerald
• Daniel L. Maher, 50, NJ, Marsh & McLennan
• Thomas Anthony Mahon, 37, NY, broker, Cantor Fitzgerald
• Joseph Maio, 32, NY, director equity derivatives, Cantor Fitzgerald
• Takashi Makimoto, 49, general manager, Fuji Bank
• Abdu Malahi, 37, NY
• Debra Maldonado, 47, NY
• Myrna T. Maldonado-Agosto, 49, NY, systems designer, Port Authority of New York/New Jersey
• Alfred R. Maler, 39, NJ, Cantor Fitzgerald
• Gregory James Malone, 42, NJ, bond broker, Euro Brokers
• Edward Francis Maloney III, 32, CT, account manager, Cantor Fitzgerald/TradeSpark
• Gene E. Maloy, 41, NY, Marsh & McLennan
• Christian H. Maltby, 37, NJ, vice president, Cantor Fitzgerald
• Francisco Miguel Mancini, 26, NY, subcontractor, Bronx Builders
• Joseph Mangano, 53, NJ, software analyst, Marsh & McLennan
• Sara Elizabeth Manley, 31, NY, vice president and senior security analyst, Fred Alger Management
• Debra M. Mannetta, 31, NY, Carr Futures
• Marion Victoria Manning, 27, NY
• Terrence J. Manning, 42, NY
• James Maounis, 42, NY
• Peter Mardikian, 29, NY, sales manager, Imagine Software
• Edward Joseph Mardovich, 42, NY, president, Euro Brokers
• Lester Vincent Marino, 57, NY, electrician, Forest Electric
• Vita Marino, 49, NY, Sandler O'Neill & Partners
• Kevin D. Marlo, 28, NY, associate director, Sandler O'Neill & Partners
• Jose J. Marrero, 32, NJ, Euro Brokers
• James Martello, 41, NJ, equity sales trader, Cantor Fitzgerald
• Michael A. Marti, 26, NY, bond trader, Cantor Fitzgerald
• William J. Martin Jr., 35, NJ, Cantor Fitzgerald
• Brian E. Martineau, 37, NJ, benefits consultant, AON Corp.
• Betsy Martinez, 33, NY, Canto Fitzgerald
• Edward J. Martinez, 60, operations manager, Cantor Fitzgerald/eSpeed
• Jose Martinez Jr., 49, NY, electrician, Forest Electric
• Lizzie Martinez-Calderon, 32, NY, secretary, AON Corp.
• Bernard Mascarenhas, 54, Canada, Marsh & McLennan
• Stephen F. Masi, 55, NY, Cantor Fitzgerald
• William Maskal, 50, OH, insurance executive, Marsh & McLennan/Marsh USA
• Nicholas G. Massa, 65, NY, senior vice president, AON Corp.
• Patricia A. Massari, 25, NY, Marsh & McLennan
• Michael Massaroli, 38, NY, vice president, Cantor Fitzgerald
• Philip W. Mastrandrea, 42, NJ, partner, Cantor Fitzgerald
• Rudolph Matrocinque, 43, NY, property claims representative, Marsh & McLennan
• Joseph Mathai, 49, MA, managing partner, Cambridge Technology Partners
• Charles William Mathers, 61, NJ, Marsh & McLennan
• William A. Mathesen, 40, NJ, vice president, Euro Brokers
• Marcello Matricciano, 31, NY, Cantor Fitzgerald
• Margaret Elaine Mattic, 51, NY, customer service representative, General Telecom
• Robert D. Mattson, 54, NJ, banking executive, Fiduciary Trust
• Walter Matuza, 39, NY, telecommunications analyst, Carr Futures
• Choi "Irene" Mau, Fuji Bank
• Charles A. Mauro, 65, NY, senior client specialist, AON Corp.
• Charles J. Mauro, 38, NJ, director of purchasing, Windows on the World
• Dorothy Mauro, 55, NY, state tax clerk, Marsh & McLennan
• Nancy T. Mauro, 51, NY, insurance broker, Marsh & McLennan
• Tyrone May, 44, NJ, New York State Department of Taxation & Finance
• Robert J. Mayo, 46, NJ, fire safety director, OCS Security
• Edward Mazzella Jr., 62, NY, senior vice president, Cantor Fitzgerald
• Jennifer Mazzotta, 23, NY, Cantor Fitzgerald
• Kaaria Mbaya, 39, NJ, senior computer analyst, Cantor Fitzgerald
• James J. McAlary, 42, NJ, commodities broker, Carr Futures
• Patrick A. McAneney, 50, NY, Marsh & McLennan
• Colin Richard McArthur, 52, NJ, AON Corp.
• Kenneth B. McBrayer, 49, NY, Sandler O'Neill & Partners
• Brendan McCabe, 40, NY, vice president, Fiduciary Trust
• Michael J. McCabe, 42, NJ, equity trading, Cantor Fitzgerald
• Justin McCarthy, 30, NY, Cantor Fitzgerald
• Kevin M. McCarthy, 42, CT, bond trader, Cantor Fitzgerald
• Michael Desmond McCarthy, 33, NY, trader, Carr Futures
• Robert Garvin McCarthy, 33, NY, trader, Cantor Fitzgerald
• Stanley McCaskill, 47, NY, security guard, Advantage Security
• Katie Marie McCloskey, 25, help-desk technician, Marsh & McLennan/Marsh Insurance
• Tara McCloud-Gray, 30, NY, switch operations technician, General Telecom
• Charles A. McCrann, senior vice president, Marsh & McLennan
• Tonyell McDay, 25, NJ, computer technician, Marsh & McLennan/Marsh
• Matthew T. McDermott, 34, NJ, equity trader, Cantor Fitzgerald
• Joseph P. McDonald, 43, NJ, broker, Cantor Fitzgerald
• Michael McDonnell, 34, NJ, accounting manager, Keefe Bruyette & Woods
• John F. McDowell, 33, NY, vice president in equities, Sandler O'Neill & Partners
• Eamon J. McEneaney, 46, CT, senior vice president and limited partner, Cantor Fitzgerald
• John Thomas McErlean Jr., 39, NY, vice president and partner, Cantor Fitzgerald
• Katherine McGarry-Noack, 30, NJ, senior sales executive, Telekurs USA
• Daniel F. McGinley, 40, NJ, senior vice president, Keefe Bruyette & Woods
• Mark R. McGinly, 26, VA, futures trader, Carr Futures
• Thomas H. McGinnis, 41, NJ, broker, Carr Futures
• Michael Gregory McGinty, 42, MA, senior vice president for power and utilities practice, Marsh & McLennan/Marsh
• Ann McGovern, 68, NY, claims analyst, AON Corp./ARS Retail Group
• Scott Martin McGovern, 35, NJ, bond broker, Euro Brokers
• Stacy S. McGowan, 38, NJ, senior trader, Sandler O'Neill & Partners
• Francis Noel McGuinn, 50, NY, managing director of emerging market debt, Cantor Fitzgerald
• Patrick J. McGuire, 40, NJ, Euro Brokers
• Thomas McHale, 33, NY, broker, Cantor Fitzgerald
• Keith McHeffey, 31, NJ, equities trader, Cantor Fitzgerald
• Ann M. McHugh, 35, NY, Euro Brokers
• Denis J. McHugh III, 36, NY, Euro Brokers
• Michael Edward McHugh Jr., 35, NY, candidate for Westchester County legislature, director of sales, Cantor Fitzgerald/TradeSpark
• Robert G. McIlvaine, 26, NY, assistant vice president of media relations, Merrill Lynch & Co. Inc.
• Stephanie McKenna, 45, NY, accounting department, Reinsurance Solutions Inc.
• Barry J. McKeon, 47, NY, executive vice president, Fiduciary Trust
• Darryl McKinney, 26, NY, Cantor Fitzgerald
• George P. McLaughlin, 36, NJ, Carr Futures
• Robert C. McLaughlin, 29, NY, vice president emerging markets, Cantor Fitzgerald
• Gavin McMahon, 35, NJ, AON Corp.
• Edmund M. McNally, 41, NJ, senior vice president/director of technology, Fiduciary Trust
• Daniel McNeal, 29, NJ, analyst, Sandler O'Neill & Partners
• Sean Peter McNulty, 30, NY, Cantor Fitzgerald
• Rocco A. Medaglia, 49, NY, construction supervisor, GMP Inc.
• Abigail Medina, 46, NY
• Anna Medina, 39, NY
• Deborah Medwig, 62, MA
• Damian Meehan, 32, NJ, trader, Carr Futures
• William J. Meehan, 49, CT, chief market strategist, Cantor Fitzgerald
• Alok Mehta, 23, Cantor Fitzgerald
• Manuel Emilio Mejia, 54, NY, kitchen worker, Windows on the World
• Eskedar Melaku, 31, NY, assistant vice-president, Marsh & McLennan
• Antonio Melendez, 30, NY, Windows on the World
• Mary Melendez, 44, PA, legal secretary, Fiduciary Trust
• Yelena Meinichenko, 28, NY, Marsh & McLennan
• Stuart Todd Meltzer, 32, NY, head of west coast power management, Cantor Fitzgerald/TradeSpark
• Diarella Mena, 30, NY, computer programmer, Cantor Fitzgerald
• Lizette Mendoza, 33, NJ, AON Corp.
• Shevonne Mentis, 25, NY, clerk, Marsh & McLennan
• Wesley Mercer, 70, NY, vice president corporate security, Morgan Stanley Dean Witter & Co.
• Ralph Mercurio, 47, NY, Cantor Fitzgerald
• Alan H. Merdinger, 47, PA, accountant, Cantor Fitzgerald
• George Merino, 39, NY, Fiduciary Trust
• Yamel Merino, 24, NY, EMT, Metrocare
• George Merkouris, 35, NY, Carr Futures
• Deborah Merrick, 45
• Raymond J. Metz, 37, CT, currency broker, Euro Brokers
• Jill A. Metzler, 32, NY, AON Corp.
• David R. Meyer, 57, NJ, bond trader, Cantor Fitzgerald
• Nurul H. Miah, 34, NY, audiovisual technologist, Marsh & McLennan/Marsh USA
• William Edward Micciulli, 30, NJ, partner and senior vice president, Cantor Fitzgerald
• Martin P. Michaelstein, 57, NJ
• Luis Clodoaldo Revilla Mier, 54, Washington Group International
• Peter Anton Milano, 43, NJ, Cantor Fitzgerald
• Gregory Milanowycz, 25, NJ, insurance broker, AON Corp.
• Lukasz T. Milewski, 21, NY, food service handler, Forte Food Service
• Corey Peter Miller, 34, NY, Cantor Fitzgerald
• Craig James Miller, 29, VA
• Joel Miller, 55, NY
• Michael Matthew Miller, 39, NJ, bond trader, Cantor Fitzgerald
• Phil Miller, AON Corp.
• Robert Alan Miller, 46, NJ, New York State Department of Taxation & Finance
• Robert C. Miller Jr., 55, NJ, AON Corp
• Benjamin Millman, 40, NY, carpenter
• Charles M. Mills Jr., 61, NY, director Petroleum, Alcohol, and Tobacco Bureau, New York State Department of Taxation & Finance
• Ronald Keith Milstein, 54, NY
• William G. Minardi, 46, NY, derivatives broker, Cantor Fitzgerald
• Louis Joseph Minervino, 54, NJ, senior vice president, Marsh & McLennan/Marsh
• Nana Akwasi Minkah, NY, Windows on the World
• Wilbert Miraille, 29, NY, computer technician, Cantor Fitzgerald
• Domenick N. Mircovich, 40, NJ, Euro Brokers
• Rajesh A. Mirpuri, 30, NJ, sales vice-president
• Joseph D. Mistrulli, 31, NY, carpenter, Bronx Builders
• Susan Miszkowicz, 37, NY
• Richard Miuccio, 54, NY, supervisor, New York State Department of Taxation & Finance
• Frank V. Moccia, 57, NY, Washington Group International
• Boyle Mohammed, 50, NY, stock trader, Carr Futures
• Fernando Jimenez Molina, Mexico
• Kleber Molina, 44, Fiduciary Trust
• Manuel Dejesus Molina, 31, NY, janitorial cleaner, ABM Industries
• Justin J. Molisani, 42, NJ, senior vice president, Euro Brokers
• Brian Patrick Monaghan, 21, NY, carpenter's apprentice
• Franklin Monahan, 45, NY, Cantor Fitzgerald
• John G. Monahan, 47, NJ, operations supervisor, Cantor Fitzgerald
• Kristen Montanaro, 34, NY, Marsh & McLennan
• Craig D. Montano, 38, NJ, government agencies securities broker, Cantor Fitzgerald
• Cheryl A. Monyak, 43, CT, executive, Marsh & McLennan
• Sharon Moore, 37, NY, Sandler O'Neill & Partners
• Krishna V. Moorthy, NY, programmer, Fiduciary Trust
• Abner Morales, 37, NY, Lotus software programmer, Fiduciary Trust
• Carlos Morales, 29, NY, technician, Cantor Fitzgerald
• Martin Morales, 22, NY, assistant chef, Windows on the World
• Paula Morales, 42, NY, financial services department, AON Corp.
• John Christopher Moran, 38, England
• Lindsay S. Morehouse, 24, CT, equity research assistant, Keefe, Bruyette & Woods
• George Morrell, 47, NY, partner and vice president of mortgage department, Cantor Fitzgerald
• Steven P. Morello, 52, NJ, facilities manager, Marsh & McLennan
• Arturo Alva Moreno, Mexico
• Roy Wallace Moreno, 42, bank employee
• Yvette Nicole Moreno, 25, NY, receptionist, Carr Futures
• Dorothy Morgan, 47, NY, Marsh & McLennan
• Richard J. Morgan, 63, NJ, emergency management consultant, Consolidated Edison Inc.
• Nancy Morgenstern, Cantor Fitzgerald
• Sanae Mori, 27, Nomura Research Institute
• Blanca Morocho, 26, NY, Windows on the World
• Leonel Morocho, 36, NY, chef, Windows on the World
• Dennis G. Moroney, 39, NJ, senior vice president, Cantor Fitzgerald
• John Morris, 46, NJ
• Lynne Irene Morris, 22, NY, Cantor Fitzgerald
• Seth A. Morris, 35, NJ, managing director, Cantor Fitzgerald
• Christopher M. Morrison, 34, MA, senior vice president for business initiatives, Zurich Scudder Investments
• Charlie Morrow, purchasing director, Windows on the World
• William David Moskal, 50, OH, Marsh & McLennan/Marsh
• Marco Motroni Sr., 57, NJ, broker-trader, Carr Futures
• Chung Mou, tourist
• Jude J. Moussa, 35, NY, bond trader, Cantor Fitzgerald
• Peter C. Moutos, 44, NJ, Marsh & McLennan/Marsh
• Damion Mowatt, 21, NY, food service handler, Forte Food Service
• Stephen V. Mulderry, 33, NY, vice president equity trading, Keefe Bruyette & Woods
• Peter James Mulligan, 28, NY, Cantor Fitzgerald
• Michael Joseph Mullin, 27, NJ, trader, Cantor Fitzgerald
• James Donald Munhall, 45, NJ, managing director, Sandler O'Neill & Partners
• Nancy Muniz, 45, office worker, Port Authority of New York/New Jersey
• Carlos Mario Munoz, 43, Colombia, Windows on the World
• Francisco Munoz, Marsh & McLennan
• Charles J. Munro, 46, NJ
• Theresa Munson, 54, NY, technical assistant, AON Corp.
• Robert M. Murach, 45, NJ, senior vice president, Cantor Fitzgerald
• Cesar Augusto Murillo, 32, CT, international trader, Cantor Fitzgerald
• Marc A. Murolo, 28, NJ, vice president government bonds, Cantor Fitzgerald
• Brian Joseph Murphy, 41, NY, electronic bond trading coordinator, Cantor Fitzgerald
• Charles Murphy, 38, NJ, broker, Cantor Fitzgerald
• Christopher W. Murphy, 35, MD, senior research analyst, Keefe, Bruyette & Woods
• Edward C. Murphy, 42, NJ, managing director, Cantor Fitzgerald
• James F. Murphy, 30, NY, Thomson Financial/First Call
• James Thomas Murphy, 35, NJ, Cantor Fitzgerald
• Kevin James Murphy, 40, NY, claims consultant, Marsh & McLennan
• Patrick Sean Murphy, 36, NJ, Marsh & McLennan
• John J. Murray, 32, NJ, partner and director, Cantor Fitzgerald
• John Joseph Murray, 52, NJ, Industrial Bank of Japan
• Susan D. Murray, 54, NJ, Marsh & McLennan
• Valerie Murray, secretary, Ohrenstein & Brown
• Fall Mustafa, 31, NJ
• Richard Todd Myhre, 37, NY, operations department, Cantor Fitzgerald
• Takuya Nakamura, 30, NY, section chief New York branch, Nishi-Nippon Bank
• Alexander J. R. Napier Jr., 38, NJ, AON Corp.
• Frank Naples, 29, NJ, broker, Cantor Fitzgerald
• Catherine A. Nardella, 40, NJ, AON Corp.
• Mario Nardone Jr., 32, NY, bond broker, Euro Brokers
• Manika Narula, 22, NY, Cantor Fitzgerald
• Karen S. Navarro, 30, NY, Carr Futures
• Francis J. Nazario, 28, NJ, back office operations manager, Cantor Fitzgerald
• Marcus R. Neblett, 31, NY, AON Corp.
• Glenroy Neblett, 42, NY, consultant at Marsh & McLennan
• Jerome O. Nedd, 39, NY, Windows on the World
• Lawrence Nedell, 51, NJ, AON Corp.
• Luke G. Nee, 44, NY, Cantor Fitzgerald
• Pete Negron, 34, NJ, environmental specialist, Port Authority of New York/New Jersey
• Ann Nicole Nelson, 30, NY, bond broker, Cantor Fitzgerald
• David William Nelson, 50, NY, senior vice president, Carr Futures
• Michele Ann Nelson, 27, NY, human resources employee, Cantor Fitzgerald
• Oscar Nesbitt, 58, NY, New York State Department of Taxation & Finance
• Chris Newton-Carter, 52, NJ, Sandler O'Neill& Partners
• Nancy Yuen Ngo, 36, NJ, network consultant, Marsh & McLennan
• Jody Tepedino Nichilo, 39, NY, executive assistant, Cantor Fitzgerald
• Martin Niederer, 23, NJ, securities trader, Cantor Fitzgerald
• Frank John Niestadt, 55, NY, operations director, AON Corp.
• Gloria Nieves, 48, NY
• Juan Nieves Jr., 56, NY, salad maker, Windows on the World
• Troy Nilsen, 33, NY, network engineer, Cantor Fitzgerald/eSpeed
• Paul R. Nimbley, 42, NJ, vice president, Cantor Fitzgerald
• Mark Nindy, 28, Cantor Fitzgerald
• John Ballantine Niven, 44, NY, senior vice president in mergers and acquisitions, AON Corp.
• Curtis Noel, 22, NY, switch operations technician, General Telecom
• Daniel R. Nolan, 44, NJ, assistant vice president for computer technology services, Marsh & McLennan/Johnson & Higgins
• Robert Walter Noonan, 36, CT, trader, Cantor Fitzgerald
• Daniela R. Notaro, 25, NY, Carr Futures
• Brian Novotny, 33, NJ, broker, Cantor Fitzgerald
• Soichi Numata, 45, NY, deputy general manager, Fuji Bank
• Brian Nunez, 29, NY, office manager, Cantor Fitzgerald
• Jose R. Nunez, 42, NY, food runner, Windows on the World
• Jeffrey Nussbaum, 37, NY, Carr Futures
• Ang Siew Nya, 37, Malaysia, Marsh & McLennan
• James Arthur Oakley, 52, NY, Marsh & McLennan
• James P. O'Brien Jr., 33, NY, Cantor Fitzgerald
• Michael O'Brien, 42, NJ, senior vice president of municipal bond desk, Cantor Fitzgerald
• Scott J. O'Brien, 40, NY, manager, Slam Dunk Networks
• Timothy Michael O'Brien, 40, NY, trader, Cantor Fitzgerald
• Jefferson Ocampo, 28
• Dennis J. O'Connor, 34, NY, Cantor Fitzgerald
• Diana J. O'Connor, 38, NY, Sandler O'Neill & Partners
• Keith K. O'Connor, 28, NJ, sales trader, Keefe Bruyette & Woods
• Richard J. O'Connor, 48, NY, senior vice president, Marsh & McLennan
• John C. Odia, Summit Security Services
• Amy O'Doherty, 23, NY, broker's assistant, Cantor Fitzgerald
• Marni Pont O'Doherty, 31, NY, vice president and analyst, Keefe Bruyette & Woods
• Takashi Ogawa, 37, Nomura Research Institute
• Albert Ogletree, 49, NY, food service handler, Forte Food Service
• Philip Paul Ognibene, 39, NY, Keefe Bruyette & Woods
• James Andrew O'Grady, 32, NJ, managing director, Sandler O'Neill & Partners
• Gerald M. Olcott, 55, NY, Marsh & McLennan
• Gerald O'Leary, 34, NY, chef, Forte Food Service
• Christine Anne Olender, 39, assistant general manager, Windows on the World
• Linda Mary Oliva, 44, NY, Carr Futures
• Elsy Carolina Osorio Oliva, 27, NY, junior translation engineer, General Telecom
• Edward K. Oliver, 31, NJ, broker, Carr Futures
• Leah E. Oliver, 25, NY, technical sales consultant, Marsh & McLennan
• Maureen L. Olson, 50, NY, insurance broker, Marsh & McLennan
• Matthew Timothy O'Mahoney, 39, NY, Cantor Fitzgerald
• Toshihiro Onda, 39, corporate banking senior manager, Fuji Bank
• Samuel L. O'Neal, 52, NY, Cantor Fitzgerald
• John P. O'Neill, 49, NY, former FBI counter terrorism expert and director of security, World Trade Center
• Peter J. O'Neill, 21, NY, Sandler O'Neill & Partners
• Sean Gordon Corbett O'Neill, 34, NY, equities trader, Cantor Fitzgerald
• Michael C. Opperman, 45, NY, vice president, AON Corp.
• Christopher Orgielewicz, 35, NY, analyst, Sandler O'Neill & Partners
• Margaret Q. Orloske, 50, CT, manager, Marsh & McLennan
• Virginia A. Ormiston-Kenworthy, 42, NY, Marsh & McLennan
• Juan Romero Orozco, Mexico, 
• Ronald Orsini, 59, NJ, bond broker, Cantor Fitzgerald
• Peter K. Ortale, 37, NY, bond broker, Euro Brokers
• Alexander Ortiz, 36, NY, Grubb & Ellis Co.
• David Ortiz, NY,
• Emilio (Peter) Ortiz, 38, NY, trading supervisor, Carr Futures
• Pablo Ortiz,
• Paul Ortiz, 21, NY, computer technician, Bloomberg
• Sonia Ortiz, 58, NY, janitorial, elevator operator, ABM Industries
• Masaru Ose, 36, NJ, manager, Mizuho Capital Markets Corp.
• Patrick J. O'Shea, 45, NY, first vice president of futures, Carr Futures
• Robert W. O'Shea, 47, NJ, Carr Futures
• Elsi Carolina Osorio, 27, NY, General Telecom
• James Robert Ostrowski, 37, NY, Cantor Fitzgerald
• Timothy O'Sullivan, 68, PA, financial consultant, Cultural Institution of Retirement Systems
• Jason Douglas Oswald, 28, NY, bond broker, Cantor Fitzgerald
• Isidro Ottenwalder, 35, NY, cook, Windows on the World
• Michael Ou, 53, NY, New York State Department of Taxation & Finance
• Todd Joseph Ouida, 25, NJ, options broker, Cantor Fitzgerald
• Jesus Ovalles, 60, NY, Windows on the World
• Peter J. Owens, NY, Cantor Fitzgerald
• Adianes Oyola, 23, NY, human resources/payroll employee, Fuji Bank
• Angel M. Pabon, 54, NY, manager of international equities, Cantor Fitzgerald
• Israel Pabon, 31, NY, food service handler, Forte Food Service
• Roland Pacheco, 26, NY, data administrator, Alliance Consulting
• Michael Benjamin Packer, 45, NY, managing director of institutional e-commerce, Merrill Lynch & Co.
• Deepa K. Pakkala, 31, NJ, consultant at Marsh & McLennan
• Thomas Anthony Palazzo, 44, NY, bond trader, Cantor Fitzgerald
• Richard Palazzolo, 39, NY, Cantor Fitzgerald
• Alan N. Palumbo, 42, NY, broker, Cantor Fitzgerald
• Christopher M. Panatier, 36, NY, foreign currency trader, Cantor Fitzgerald
• Dominique Pandolfo, 27, NJ, new hire trainer, Marsh & McLennan
• Edward J. Papa, 47, NY, Cantor Fitzgerald
• Salvatore Papasso, 34, NY, tax fraud investigator, New York State Department of Taxation & Finance
• Vinod K. Parakat, 34, NJ, Cantor Fitzgerald
• Vijayashker Paramsothy, 23, NY, AON Corp.
• Nitin Parandkar, consultant, Marsh & McLennan
• Hardai (Casey) Parbhu, 42, NY, AON Corp.
• Debra Paris, 48, NY, Sandler O'Neill & Partners
• George Paris, 33, NY, Cantor Fitzgerald
• Gye-Young Park, 28, NY, sales support associate, Metropolitan Life Insurance Co.
• Philip L. Parker, 53, NJ, senior vice president, AON Corp.
• Michael A. Parkes, 27, NY, senior accountant, Marsh & McLennan
• Robert Emmett Parks Jr., 47, NJ, bond broker, Cantor Fitzgerald
• Hasmukh Parmer, 48, NJ, computer systems manager, Cantor Fitzgerald
• Diane Parsons, 58, NY, New York State Department of Taxation & Finance
• Leobardo Lopez Pascual, 41, NY, Windows on the World
• Michael J. Pascuma Jr., 50, NY, stock broker, Harvey Young & Yurman
• Jerrold Paskins, 56, CA, insurance executive, Devonshire Group
• Horace Robert Passananti, 55, NY, vice president of claims, Marsh & McLennan
• Suzanne Passaro, 42, NJ, AON Corp.
• Victor Antonio Martinez Pastrana, Mexico
• Avnish Ramanbhal Patel, 28, NY, Fred Alger Management
• Dipti Patel, 38, NY, data systems engineer, Cantor Fitzgerald
• Manish K. Patel, 29, NJ, Euro Brokers
• Steven B. Paterson, 40, NJ, Cantor Fitzgerald
• James Patrick, 30, CT, Cantor Fitzgerald
• Manuel Patrocino, 34, Windows on the World
• Bernard E. Patterson, 46, NY, Cantor Fitzgerald
• Cira Marie Patti, 40, NY, trader's assistant, Keefe Bruyette & Woods
• Robert Edward Pattison, 40, NY
• James R. Paul, 58, NY, Carr Futures
• Patrice Paz, 52, NY, AON Corp.
• Sharon Cristina Millan Paz, 31, NJ, office services coordinator, Harris Beach & Wilcox
• Victor Paz-Gutierrez, NY, pastry chef, Windows on the World
• Stacey L. Peak, 36, NY, energy/power stock broker, Cantor Fitzgerald
• Richard Pearlman, 18, NY, volunteer medic, Forest Hills Ambulance Corps
• Thomas E. Pedicini, 30, NY, institutional equities department, Cantor Fitzgerald
• Todd D. Pelino, 34, NJ, Cantor Fitzgerald
• Michael Adrian Pelletier, 36, CT, commodities broker, Cantor Fitzgerald/TradeSpark
• Anthony Peluso, 46, NY, construction worker
• Angel R. Pena, 45, NJ, AON Corp.
• Jose D. Pena, Windows on the World
• Yvette Pena, secretary, Brown & Wood
• Richard A. Penny, 53, NY, recycling program worker, World Trade Center Project Renewal
• Salvatore Pepe, 45, NY, Marsh & McLennan
• Carl Allen Peralta, 37, NY, broker, Cantor Fitzgerald
• Robert David Peraza, 30, NY, broker, Cantor Fitzgerald
• Maria Vola Percoco, 37, NY, AON Corp.
• Jon A. Perconti, 32, NJ, stock trader, Cantor Fitzgerald
• Alejo Perez, 66, NJ, Windows on the World
• Angel Perez Jr., 43, NJ, Cantor Fitzgerald
• Angela Susan Perez, 35, NY, Cantor Fitzgerald
• Anthony Perez, 33, NY, technical specialist, Cantor Fitzgerald/eSpeed
• Ivan A. Perez, 37, NY, Fiduciary Trust
• Nancy E. Perez, 36, NJ,
• Joseph John Perroncino, 33, NY, Cantor Fitzgerald
• Edward J. Perrotta, 43, NY, vice president, Cantor Fitzgerald
• Emelda Perry, Washington Group International
• Franklin Allan Pershep, 59, NY, insurance underwriter, AON Corp.
• Daniel Pesce, 34, NY, ticket desk manager, Cantor Fitzgerald
• Michael J. Pescherine, 32, NY, bond trader, Keefe Bruyette & Woods
• Davin Peterson, 25, NY, Nasdaq assistant trader, Cantor Fitzgerald
• William Russel Peterson, 46, NY, Marsh & McLennan/Guy Carpenter
• Mark Petrocelli, 29, NY, commodities broker, Carr Futures
• Kaleen E. Pezzuti, 28, NJ, bond broker, Cantor Fitzgerald
• Tu-Anh Pham, 42, NJ, Fred Alger Management
• Sneha Ann Philip, 31, doctor
• Gerald Philips, AT&T Corp.
• Michael Phillip, Sandler O'Neill & Partners
• Euginia Piantieri, 55, NY, Marsh & McLennan
• Ludwig J. Picarro, 44, NJ, vice president, Zurich American Insurance Group
• Matthew Picerno, 44, NJ, municipal bond broker, Cantor Fitzgerald
• Joseph O. Pick, 40, NJ, vice president, Fiduciary Trust
• Dennis J. Pierce, 54, NY, New York State Department of Taxation & Finance
• Maxima J. Pierre, 40, NY, food service handler, Forte Food Service
• Joseph Della Pietra, 24, NY, Cantor Fitzgerald
• Bernard T. Pietronico, 39, NJ, corporate bond broker, Cantor Fitzgerald
• Nicholas P. Pietrunti, 38, NJ, data entry clerk, Cantor Fitzgerald
• Theodoros Pigis, One Source (Hudson Shatz)
• Susan Elizabeth Ancona Pinto, 44, NY, vice president of systems infrastructure, Cantor Fitzgerald/eSpeed
• Joseph Piskaldo, 48, NJ, structural carpenter, ABM Industries
• Christopher Todd Pitman, 30, NY, Cantor Fitzgerald
• Josh Piver, 23, CT, Cantor Fitzgerald
• Joseph Plumitallo, 45, NJ, Cantor Fitzgerald
• John M. Pocher, 36, NJ, bond broker, Cantor Fitzgerald
• William H. Pohlmann, 56, NY, assistant deputy commissioner, New York State Department of Taxation & Finance
• Laurence M. Polatsch, 32, NY, Cantor Fitzgerald
• Thomas H. Polhemus, 39, NJ, systems analyst, Accenture Ltd.
• Steve Pollicino, 48, NY, vice president, Cantor Fitzgerald
• Susan M. Pollio, 45, NJ, Euro Brokers
• Joshua Poptean, 37, NY, construction foreman, Bronx Builders
• Giovanna Porras, 24, NY, accountant, General Telecom
• Anthony Portillo, 48, NY, architect, Washington Group International
• James Edward Potorti, 52, NJ, vice president, Marsh & McLennan
• Daphne Pouletsos, 47, NJ, AON Corp.
• Richard Poulos, 55, NJ, Cantor Fitzgerald
• Stephen E. Poulos, 45, NJ, information technology manager, AON Corp.
• Brandon J. Powell, 26, NY, food service handler, Forte Food Service
• Tony Pratt, 43, NY, food service handler, Forte Food Service
• Gregory M. Preziose, 34, NJ, bond trader, Cantor Fitzgerald
• Wanda Astol Prince, 30, NY, foreign trader, Fiduciary Trust
• Everett Martin Proctor, 44, NY, equities controller, Cantor Fitzgerald
• Carrie B. Progen, 25, NY, assistant office manager, AON Corp.
• David Lee Pruim, 53, NJ, senior vice president of risk services, AON Corp.
• John F. Puckett, 47, NY, sound engineer, Windows on the World
• Robert D. Pugliese, 47, NY, Marsh & McLennan
• Edward F. Pullis, 34, NJ, consultant, AON Corp.
• Patricia Ann Puma, 33, NY, administrator, Julien J. Studley
• Hermanth Puttur, Marsh & McLennan
• Edward R. Pykon, 33, NJ, senior vice president, Fred Alger Management
• Christopher Quackenbush, 44, NY, executive in charge of investment banking, Sandler O'Neill & Partners
• Lara P. Qualben, 49, NY, vice president, Marsh & McLennan
• Beth Ann Quigley, 25, NJ, trader, Cantor Fitzgerald
• James Francis Quinn, 23, NY, trade support staff, Cantor Fitzgerald
• Carol Rabalais, 38, NY, administrative assistant, AON Corp.
• Christopher Peter A. Racaniello, 30, NY, operations department, Cantor Fitzgerald
• Eugene J. Raggio, 55, NY, operations supervisor, Port Authority of New York/New Jersey
• Laura Marie Ragonese-Snik, 41, PA, special risk insurance specialist, AON Corp.
• Peter F. Raimondi, 46, NY, vice president, Carr Futures
• Harry A. Raines, 37, NY, vice president global networking, Cantor Fitzgerald/eSpeed
• Ehtesham U. Raja, 28, NJ, TGC Software
• Valsa Raju, 39, NY, Carr Futures
• Julio Fernandez Ramirez, 47, painting company employee
• Maria Isabel Ramirez, 25, NY, executive secretary, Lanagan Engineering and Environmental Services
• Harry Ramos, 45, NJ, head trader, May Davis Group
• Vishnu (Steve) Ramsaroop, 44, NY, janitorial, cleaner, ABM Industries
• Lorenzo Ramzey, 48, NY, AON Corp.
• Alfred Todd Rancke, 42, NJ, investment banker, Sandler O'Neill & Partners
• Jonathan C. Randall, 26, NY, Marsh & McLennan
• Shreyas Ranganath, 26, NJ, consultant, Marsh & McLennan
• Anne T. Ransom, 45, NJ
• Faina Rapoport, 45, NY, consultant at Marsh & McLennan
• Robert Arthur Rasmussen, 42, IL, financial analyst, Vestek
• Amenia Rasool, 33, NY, accountant, Marsh & McLennan
• Roger Mark Rasweiler, 53, NJ, vice president and risk consultant, Marsh & McLennan
• David Alan James Rathky, 47, NJ, sales executive, IQ Financial Systems
• William R. Raub, 38, NJ, institutional stock trader, Cantor Fitzgerald
• Gerard Rauzi, 42, NY, New York State Department of Taxation & Finance
• Alexey Razuvaev, 40, NY, Euro Brokers
• Gregory Reda, 33, NY, Marsh & McLennan
• Sarah Prothero Redheffer, 35, Britain, conference operations manager, Risk Waters Group
• Michele Marie Reed, 26, NJ, AON Corp.
• Judith A. Reese, 56, NJ
• Thomas M. Regan, 43, NJ, AON Corp.
• Howard Reich, 59, NY, mail clerk, Pitney Bowes
• Gregory Reidy, 26, NJ, Cantor Fitzgerald
• James B. Reilly, 25, NY, bond trader, Keefe Bruyette & Woods
• Timothy E. Reilly, 40, NY, vice president, Marsh & McLennan
• Joseph Reina Jr., 32, NY, manager of operations, Cantor Fitzgerald
• Thomas Barnes Reinig, 48, NJ, investment banker, Cantor Fitzgerald
• Frank B. Reisman, 41, NJ, trader, Cantor Fitzgerald
• Joshua Scott Reiss, 23, NY, bond trader, Cantor Fitzgerald
• Karen Renda, 52, NY, travel agent, American Express
• John Armand Reo, 28, NY, bond trader, Cantor Fitzgerald
• Richard Rescorla, 62, NJ, security chief, Morgan Stanley
• Sylvia San Pio Resta, 27, NY, trader, Carr Futures
• John Thomas Resta, 40, NY, trader, Carr Futures
• Todd H. Reuben, partner, Venable
• Luis C. Revilla, 54, Washington Group International
• Eduvigis Reyes, 37, NY, Rohde & Liesenfeld
• John Frederick Rhodes Jr., 57, NJ, claims consultant, AON Corp.
• Francis S. Riccardelli, 40, NJ, manager of vertical transportation at trade center complex, Port Authority of New York/New Jersey
• Rudolph N. Riccio, 50, NY, Cantor Fitzgerald
• Ann Marie Riccoboni, 58, billing clerk, Ohrenstein & Brown
• David Rice, 31, NY, investment banker, Sandler O'Neill & Partners
• Eileen M. Rice, 57, NY, executive assistant, Marsh & McLennan
• Kenneth F. Rice III, 34, NY, vice president technology division, Marsh & McLennan
• Gregory Richards, 30, NY, Cantor Fitzgerald
• Michael Richards, 38, NY, sculptor
• Venesha O. Richards, 26, NJ, secretary, Marsh & McLennan
• Alan Jay Richman, 44, NY, vice president employee benefits, Marsh & McLennan
• John M. Rigo, 48, NY, insurance brokerage executive, Marsh & McLennan
• James Riley, 25, NY
• Theresa Ginger Risco, 48, NY, Fred Alger Management
• Rose Mary Riso, 55, NY, New York State Department of Taxation & Finance
• Moises N. Rivas, 29, staff cafeteria cook, Windows on the World
• Carmen Alicia Rivera, 33, NY, assistant vice president, Fiduciary Trust
• Isaias Rivera, 51, NJ, transmission engineer, CBS
• Juan William Rivera, 27, switch engineer, General Telecom
• Linda I. Rivera, 26, NY, Marsh & McLennan
• David E. Rivers, 40, NY, editorial director Waters Magazine, Risk Waters Group
• Joseph R. Riverso, 34, NY, bond trader, Cantor Fitzgerald
• Paul V. Rizza, 34, NJ, investor services officer, Fiduciary Trust
• John Rizzo, 50, carpenter
• Stephen Louis Roach, 36, NJ, vice president, Cantor Fitzgerald
• Joseph Roberto, 37, NJ, analyst, Keefe Bruyette & Woods
• Leo A. Roberts, 44, NJ, municipal bond trader, Cantor Fitzgerald
• Donald W. Robertson, 38, NJ, bond trader, Cantor Fitzgerald
• Cathrina Robinson, 46, NY, First Union Bank
• Jeffrey Robinson, 38, NJ, systems analyst, Marsh & McLennan
• Michell Robotham, 32, NJ, manager of help desk, AON Corp.
• Donald Robson, 52, NY, partner and bond broker, Cantor Fitzgerald
• Antonio Augusto Tome Rocha, 34, NJ, bond broker, Cantor Fitzgerald
• Raymond J. Rocha, 29, MA, Cantor Fitzgerald
• Laura Rockefeller, 41, NY, freelance delegate coordinator, Risk Waters Group
• John Michael Rodak, 39, NJ, managing director, Sandler O'Neill & Partners
• Roseanne Rodgers-Lang, 42, NJ, sales trader, Cantor Fitzgerald
• Alexus Leduc Rodriguez, 45
• Carlos Cortez Rodriguez
• Carmen Milagros Rodriguez, 46, AON Corp.
• David B. Rodriguez-Vargas, 44, NY, Windows on the World
• Gregory E. Rodriguez, 31, NY, assistant vice president information technology, Cantor Fitzgerald
• Jose Rodriguez, Windows on the World
• Marsha A. Rodriguez, 41, NJ
• Karlie Barbara Rogers, 25, England, Risk Waters Group
• Scott Rohner, 22, NJ, Cantor Fitzgerald
• Jules Roinnel, manager, Windows on the World
• Joseph M. Romagnolo, 37, NY, electrical worker, IPC Kleinknect Electric Co.
• Elvin Santiago Romero, 34, NJ, Cantor Fitzgerald
• Efrain Franco Romero Sr., 57, PA, partner, Fine Painting and Decorating
• Sean Rooney, 50, CT, risk management services, AON Corp./Risk Services Inc.
• Eric Thomas Ropiteau, 24, NY, Cantor Fitzgerald
• Aida Rosario, 42, NJ, assistant manager, Marsh & McLennan
• Angela Rosario, 27, NY, administrative assistant, Cantor Fitzgerald
• Mark H. Rosen, 45, NY, partner fixed income division, Sandler O'Neill & Partners
• Brooke David Rosenbaum, 31, NY, supervisor overseas division, Cantor Fitzgerald
• Sheryl Lynn Rosenbaum, 33, NJ, accountant and partner, Cantor Fitzgerald
• Linda Rosenbaun, 41, NJ
• Lloyd Daniel Rosenberg, 31, NJ, junk bond dealer, Cantor Fitzgerald
• Mark Louis Rosenberg, 26, NJ
• Andrew I. Rosenblum, 45, NY, bond trader, Cantor Fitzgerald
• Joshua M. Rosenblum, 28, NJ, Cantor Fitzgerald
• Joshua A. Rosenthal, 44, NY, senior vice president, Fiduciary Trust
• Richard David Rosenthal, 50, NJ, vice president of finance, Cantor Fitzgerald
• Daniel Rossetti, 32, NJ, carpenter, Certified Installation Services
• Norman Rossinow, 39, NJ, senior vice president, AON Corp
• Michael Craig Rothberg, 39, CT, bonds manager, Cantor Fitzgerald
• Donna Marie Rothenberg, 53, NY, global affairs executive, AON Corp.
• Nicholas Rowe, 29, NJ, UME Voice
• Behzad Roya, 37, NY, architect
• Ronald J. Ruben, 36, NJ, vice president equity trading, Keefe Bruyette & Woods
• Joanne Rubino, 45, NY, corporate tax accountant, Marsh & McLennan
• David Ruddle, 31, carpenter
• Bart Joseph Ruggiere, 32, NY, broker, Cantor Fitzgerald
• Susan Ann Ruggiero, 30, NY, assistant vice president, Marsh & McLennan
• Adam K. Ruhalter, 40, NY, Cantor Fitzgerald
• Gilbert Ruiz, 45, NY, cook, Windows on the World
• Steven Harris Russin, 32, NJ, partner, Cantor Fitzgerald
• Wayne Russo, 37, NJ, accountant, Marsh & McLennan
• Edward Ryan, 42, NY, first vice president, Carr Futures
• John J. Ryan, 45, NJ, vice president, Keefe Bruyette & Woods
• Jonathan Stephan Ryan, 32, NY, Euro Brokers
• Tatiana Ryjova, 36, NY, Regus
• Christina Sunga Ryook, 25, NY, human resources, Cantor Fitzgerald
• Thierry Saada, 27, NY, Cantor Fitzgerald
• Jason E. Sabbag, 26, CT, Fiduciary Trust
• Scott Saber, 38, NY, executive director of equities, UBS AG
• Joseph Sacerdote, 48, NJ, Cantor Fitzgerald
• Francis John Sadocha, 41, NY, manager, Forte Food Service
• Jude Elias Safi, 24, NY, assistant trader, Cantor Fitzgerald
• Brock Safronoff, 26, NY, computer systems analyst, Marsh & McLennan
• Edward Saiya, 49, NY, Genuity Inc.
• John Patrick Salamone, 37, NJ, broker, Cantor Fitzgerald
• Hernando R. Salas, 71, NY, clerk, Civilian Complaint Review Board
• Juan Salas, 35, Windows on the World
• Esmerlin Salcedo, 36, NY, security officer, Summit Security Services
• John Salvatore Salerno Jr., 31, NJ, broker, Cantor Fitzgerald
• Richard L. Salinardi, 32, NJ, general manager food services, Aramark Corp.
• Anne Marie Ferreira Sallerin, Brazil
• Wayne Saloman, 43, NY, Cantor Fitzgerald
• Nolbert Salomon, 33, NY, security guard, Morgan Stanley
• Catherine Patricia Salter, 37, NY, AON Corp
• Frank Salvaterra, 41, NY, partner, Sandler O'Neill & Partners
• Paul R. Salvio, 27, NY, broker, Carr Futures
• Samuel R. Salvo Jr., 59, NY, vice president, AON Corp.
• Rena Sam-Dinnoo, 28, NY, accounting division, Marsh & McLennan
• Carlos Samaniego, 29, Paraguay, Cantor Fitzgerald
• James Kenneth Samuel Jr., 29, NJ, commodities trader, Carr Futures
• James T. Samuel Jr., 29, NJ, Carr Futures
• Michael V. San Phillip, 55, NJ, Sandler O'Neill & Partners
• Sylvia San-Pio, 27, Carr Futures
• Hugo Sanay-Perafiel, 41, NY, Euro Brokers
• Alva J. Sanchez, 41, NY, Marsh & McLennan
• Erick Sanchez, 41, floor covering installer and foreman, Soundtone
• Jacqueline P. Sanchez, 23, NY, compliance assistant, Cantor Fitzgerald
• Eric Sand, 36, NY, stock trader, Cantor Fitzgerald
• Stacy Leigh Sanders, 25, NY, Marsh & McLennan
• Herman Sandler, 57, NY, chief executive, Sandler O'Neill & Partners
• James Sands Jr., 38, NJ, strategic development engineer, Cantor Fitzgerald/eSpeed
• Ayleen J. Santiago, 40, NY, Blue Cross/Blue Shield
• Kirsten Santiago, 26, NY, Insurance Overload Systems
• Maria Theresa Santillan, 27, NJ, customer service, Cantor Fitzgerald/eSpeed
• Susan G. Santo, 24, NY, Marsh & McLennan
• Mario Santoro, 27, NY, emergency medical technician, New York Presbyterian Hospital
• Rafael Humberto Santos, 42, NY, Cantor Fitzgerald
• Rufino Condrado F. Santos III, 37, NY, computer consultant, Marsh & McLennan/Guy Carpenter
• Chapelle Sarker, Marsh & McLennan
• Kalyan K. Sarker, 53, NJ,
• Paul F. Sarle, 38, NY, Cantor Fitzgerald
• Deepika K. Sattaluri, 33, NJ, consultant, Marsh & McLennan
• Susan Sauer, 48, IL, managing director, Marsh & McLennan
• Anthony Savas, 72, NY, construction inspector, Port Authority of New York/New Jersey
• Vladimir Savinkin, 21, NY, Cantor Fitzgerald
• Jackie Sayegh, 34, Windows on the World
• John Sbarbaro, 45, NY, Cantor Fitzgerald
• Dawn Elizabeth Scala, 31, NJ
• Robert L. Scandole, 36, NY, vice president, Cantor Fitzgerald
• Michele Scarpitta, 26, NY, Euro Brokers
• John G. Scharf, 29, NY, technician, Leibert Global Services
• Angela Susan Scheinberg, 46, NY, manager, Empire Blue Cross & Blue Shield
• Scott M. Schertzer, 28, NJ, human resources, Cantor Fitzgerald
• Sean Schielke, 27, NY, trader, Cantor Fitzgerald
• Steven Francis Schlag, 41, NJ, Cantor Fitzgerald
• Jon S. Schlissel, 51, NJ, New York State Department of Taxation & Finance
• Karen Helene Schmidt, 42, NY
• Ian Schneider, 45, NJ, senior managing director, Cantor Fitzgerald
• Marisa Di Nardo Schorp, 38, NY, commodities broker, Cantor Fitzgerald
• Frank G. Schott, 39, NY, Marsh & McLennan
• Jeffrey Schreier, 48, NY, mailroom clerk and messenger, Cantor Fitzgerald
• John T. Schroeder, 31, NJ, Fred Alger Management
• Susan Lee Kennedy Schuler, 55, NJ, securities operations consultant, Sandler O'Neill & Partners
• Edward W. Schunk, 54, NY, bond broker, Cantor Fitzgerald
• Mark Schurmeier, 44, VA, director of strategic engineering, Federal Home Loan Mortgage Corp.
• Clarin Shellie Schwartz, 51, NY, AON Corp.
• John Schwartz, 49, CT, Cantor Fitzgerald
• Mark Schwartz, 50, NY
• Adriane Victoria Scibetta, 31, NY, accountant, Cantor Fitzgerald
• Raphael Scorca, 61, NJ, assistant vice president, Marsh & McLennan
• Randolph Scott, 48, CT, broker, Euro Brokers
• Christopher J. Scudder, 34, NY
• Arthur Warren Scullin, NY, senior vice president and director of taxes, Marsh & McLennan
• Michael H. Seaman, 41, NY, senior vice president, Cantor Fitzgerald
• Margaret Seelinger, 34, PA, director of underwriting for student accident and health, AON Corp.
• Jason Sekzer, 31, NY, Cantor Fitzgerald
• Mary Grace Selco, 45, tenant services,
• Matthew Carmen Sellitto, 23, NJ, Cantor Fitzgerald
• Howard Selwyn, 47, NY, vice president, Euro Brokers
• Larry Senko, 34, PA, director of recruiting, Alliance Consulting
• Marc Seplin, 33, Cantor Fitzgerald
• Arturo Sereno, 29, air-conditioning repairman
• Frank Serrano, 23, NJ, Genuity Inc.
• Alena Sesinova, 57, NY, information technology, Marsh & McLennan
• Adele Sessa, 36, NY, sales associate, Cantor Fitzgerald
• Sita (Nermala) Sewnarine, 37, NY, Fiduciary Trust